Compare types of insurance
Insurance can help protect you and your family if something unexpected happens. The type of cover you choose may depend on your lifestyle and your future. Insurance through super can help you:
- if you lose your income because you become sick or injured
- if you become permanently disabled and are unlikely ever to work again
- if you become terminally ill or die.
We offer three types of cover
Quick ways to get insurance
Simple ways to apply for cover without medicals.
I want to
Access health support services
You and your family can access these services at no extra cost. These include:
- help with your mental health
- nutrition and diet
- physical fitness
- support in times of grief.
You can use them at any time, even if you’re not receiving insurance benefits.
Find out more about insurance costs
The cost of your cover is known as an insurance premium. The premium is based on several factors:
- your age
- your cover type and amount
- your insurance category
- any premium loadings the insurer applies.
For income protection cover we’ll also take into account your:
- waiting period
- benefit period.
In addition to your insurance premiums, we deduct an insurance administration fee. This fee is $1.85 per month and helps cover the cost of managing your insurance.
Get simple advice at no extra cost
Our superannuation advisers can help you check your super and insurance needs. Take advantage of simple financial advice over the phone or virtually.