Types of insurance we offer
You can apply for new cover or change your existing cover at any time. We offer three types of insurance through super.
Types of insurance we offer
Death cover
Give your loved ones financial protection if you become terminally ill or die.
Total and permanent disablement cover
Get financial protection if you become permanently disabled and are unlikely to ever work again.
Income protection cover
You get a monthly payment to help you continue living your life while you recover from injury or illness.
Generally, a new member to a super fund isn’t eligible to get automatic cover if they meet any one of these criteria:
- are under age 25
- have an account balance under $6,000.
Some occupations are riskier than others. This may make it harder for members in these occupations to get insurance. Because of this we can apply a ‘dangerous occupation exception’.
We’ve applied this exception to some members employed in emergency services. This means these members may be eligible for automatic cover.
You can find the eligibility criteria in the relevant Insurance handbook
Other ways to change your insurance
Transfer your cover
If you have insurance with another company or super fund, you can apply to transfer it to us. You cannot apply to transfer and then keep your old insurance. You should be aware that you are transferring your cover amount and not the terms and conditions.
Life events cover
Life events can be occasions such as getting married, having a child or buying your own home. For a full list of life events refer to the relevant Insurance Handbook.
