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Advice and guidance
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Compare your advice options

We offer a variety of advice options that may be suitable for you and your personal circumstances. Explore your options below.

 

  Super Helpful Check-in Retire Ready Check-in Comprehensive advice Specialist advice
Who's it for Aware Super members Aware Super members over 60 Anyone Anyone
Type of advice
General advice about Aware Super accounts to keep your super on track
Personalised retirement advice about your Aware Super accounts
Tailored advice about your broad financial situation beyond your super Tailored advice for your Aged Care and personal insurance needs
Where is it? Video call Video call In-person or video call In-person or video call
What does it cost?
No extra fee – it's part of your membership[AD2]
No extra fee – it's part of your membership[AD2] Fees range between $2,800 and $8,000 including GST Fees range from a $660 flat rate for insurance and from $2,950 to $8,000 for Aged Care advice including GST
Ready to book? Book now Book now Request a call back Request a call back
More details Super Helpful Check-in details Retire Ready Check-in details Comprehensive advice details Specialist advice details

Frequently asked questions

It depends on many factors, such as your lifestyle, retirement goals and your plans for the future. Our retirement planning calculators and digital advice can help you understand how much money you’ll need in retirement based on your current situation and future goals and if you are on track. 

When it comes to your super, taking small actions today can make a big difference to your future. There are a few ways to grow your super, from boosting your super with additional money, to finding and combining your super accounts. Learn more to explore helpful strategies to boost your super.[S1]

We have a range of investment options that have different objectives. This means they have different levels of risk and expected performance. What suits you depends on how comfortable you are with risk and how close you are to retirement. 

Super is built for the long term. Market ups and downs are normal, and most funds spread your money across different investment asset types and also different options within those asset types to help manage risk. Stay up to date with our investment updates and learn more about where your money is invested. 

Fees come out of your super balance and can impact how much you have later. Lower fees can mean more money for retirement, so it’s worth checking what you’re paying. See our fees and costs to learn more.

Having multiple super accounts means you could be paying multiple sets of fees. Consolidating your super can be free and easy. If you’re an Aware Super member, you can combine accounts through Aware Super online or in the app.[C1]

Where to start?

Still not sure what advice you need? Talk to a Member Services consultant and they can guide you to the right advice option. Simply call 1300 192 602, or:

Super helpful resources online, anytime

[AD1] Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super. 

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.

[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit aware.com.au/grow.

[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.