How much risk should you take on?
The best thing to do is take the time to understand your circumstances, retirement goals and risk appetite, create a plan and then stick to it.
In retirement, you may not have the benefit of regular contributions going into your account. You’re also withdrawing an income from your super - so when markets fall, it can be much harder to recover your losses.
To help your super last and to make sure you have a stable income, investing for growth and limiting risk are some of the things you'll need to consider.