Skip to main content
How much insurance do I need?
Quickly estimate how much insurance cover you might need and the cost with our easy-to-use calculator.
Retire couple laughing
Get a snapshot of your insurance needs

Researching how much insurance you might need can sometimes feel overwhelming. This is where our super simple insurance calculator comes in. It’s quick to use, and you can get an estimate of how much cover you might need for your current situation, and how much it will cost.

The calculator does not apply to the insurance available under the ‘Police’ insurance category, Police Officers' Insurance or Ambulance Officers' Insurance. The calculator also does not apply to death, TPD or Income Protection benefits available as part of the defined benefit arrangements of the Aware Super Defined Benefit – Telstra Plan.

Corporate professional searching the internet

What do I need to get started?

Your personal info
Include your age, income, and the number of dependants who rely on you financially, like your partner or children.
Number 1
Financial details
Take stock of your assets and debts, including any savings, the value of your home, your mortgage and any loans. Also work out how much you spend and earn.
Number 2
Current insurance
Knowing the details of your existing insurance can help you work out if you’re paying too much for what you need.
Number 3

Where to next?