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End of Year Important Dates: For all end of year processing cut-off details including benefit payment and retirement income applications, investment switches, withdrawals and office hours please view our important dates page.

Find out how much cover you need to maintain your financial commitments

Our insurance calculator is designed to help you work out how much cover you need, and how much it will cost.

To calculate the cost of changing your cover, simply enter a few details including your age, marital status, how many children you have, and your pre-tax salary.

This tool will help you calculate your existing income and expenses, so the information given by the calculator will only be as accurate as the information you provide.

The calculator can’t provide information on any of the following insurance products:

  • Ambulance Officers' insurance cover
  • Police Officers' insurance cover
  • Life events insurance cover
  • Insurance cover transferred in from the Public Sector Executive Superannuation Scheme
  • Health Super defined benefit cover
  • Interim accident cover
  • Partial disablement benefit cover

Have your details changed? Help us stay in touch

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Where next?

Can I transfer insurance to Aware Super?

If you have insurance somewhere else, you can apply to transfer it to us. This means you could save money and maintain your existing cover.

Types of cover

If you were suddenly unable to work or provide for your family, how would you meet your financial commitments? Find out how you can future proof your income with our insurance offerings.

Advice & guidance

Take advantage of simple financial advice over the phone, for answers to any questions about your Aware Super account.