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Security Update: While Aware Super is not affected by the recent cyber incident impacting other superannuation funds, we've added an extra security step at login to further protect your data. We also provide a range of security features and services, including fraud prevention technology to help keep your account safe. Read more here aware.com.au/security

Is retirement 3-10 years away?

There’s still plenty you can do to get ready for your best possible retirement. Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement accounts are right for you, so you’re fully prepared to take the next step with confidence.

When can you retire?

Your super is there to fund your retirement, so you can generally only withdraw your super when you reach a certain age. But there are some situations where you may be able to withdraw your super early.

How much super do you need to retire?

Your super savings will be a key source of income for you when you retire, but not the only one. You may have money coming from:
 

  • investments or savings outside super
  • the Government Age Pension or,
  • a salary if you choose to work in retirement.

Where will your money come from in retirement?

How to grow your super for retirement

See how a range of before and after-tax contributions options can help grow your retirement savings. From salary sacrifice to downsizer contributions - we break it down to help you plan your retirement.

Sources of income when you retire

The main ways retired Australians access an income in retirement are through their super and the Government Age Pension. And some people choose to return to work in retirement. 

Government Age Pension eligibility

Discover how the Age Pension can work for you in retirement, to compliment your super savings. Calculate how much you could get if you’re eligible.

When can you access your super?

Learn about what age you can access your super and whether withdrawing it, or keeping it invested in your super fund, is the right option for you.

Super and retirement calculator

My Retirement PlannerTM estimates how much you’ll need in retirement based on your current situation and future lifestyle goals.

Need help or guidance?

Find education events, resources and tools that make navigating your superannuation and retirement options super simple.

There’s a lot to think about and the decisions you make now could change the future you have. Start with your very own Retirement Guide.

Join experts in our free webinar education series, as they break down information about super, retirement and navigating government aged benefits.