We offer a range of super, investment and insurance options to suit you
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Saving for retirement
Future Saver super account
- Save for retirement during your working years.
- Available to all Australians.
- Our MySuper Lifecycle approach automatically tailors your investment mix to your age over time to help you retire with more.
- If you want to have more control over your super, you can choose your own investment options.
- Flexible insurance cover to protect you and your family.
- Competive fees and costs.[F1]
Preparing for retirement
Retirement Transition account
- Access your super while still working.
- Available to those who have reached preservation age (60) but are under 65 and still working.
- Reduce your hours without needing to reduce your take home pay.
- Invest in our default Retirement Transition investment option Conservative Balanced, or choose from our range of investment options.
- Lower fees for retirees.[F7]
Already in retirement
Retirement Income account
- Turn your super into regular income when you’re retired.
- Available to those who have retired and can access their super.
- Our default Retirement Income option, Conservative Balanced, has been designed by our retirement experts with the needs of retirees in mind.
- If you want to have more control over your super, you can choose your own investment options.
- Lower fees for retirees.[F7]
Where to next?
General advice only. Consider your personal objectives, financial situation and needs, which we have not accounted for in this advice, and the PDS and TMD at aware.com.au/pds before acting. Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 293340), the trustee of Aware Super (ABN 53 226 460 365).
[F1] Chant West Super Fund Fee Survey 30 June 2026, High Growth [81-95% in growth assets] investment option index and $50,000 account balance. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances. Zenith CW Pty Ltd ABN 20 639 121 403, AFSL 226872/AFS Rep No. 1280401. Third-party data does not contain all information required to evaluate the nominated service providers. To the extent that any Information provided is advice, it is limited to General Advice only and has been prepared without considering the objectives or financial situation of any individual, including target markets where applicable. It is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. Individuals should seek independent advice and consider the PDS or offer document before making any investment decisions. Data is provided in good faith and is believed to be accurate, however, no representation, warranty or undertaking is provided in relation to the accuracy or completeness of the data. Data is subject to copyright and may not be reproduced, modified or distributed without the consent of the copyright owner. Except for any liability which cannot be excluded, Chant West does not accept any liability whether direct or indirect, arising from use of the data. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full details on Chant West’s research methodology, processes and FSG: https://www.chantwest.com.au/financial-services-guide
[F7] From June 1 2025, Aware Super lowered the annual administration fee from 0.23% to 0.17% and annual administration fee cap from $1,500 to $1,300 for Retirement Income and Retirement Transition accounts. From 1 May 2026 we reduced our annual administration fee further to 0.16% of a member’s balance. For more information see: https://www.aware.com.au/pds