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We offer a range of super, investment and insurance options to suit you.

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Saving for retirement

Future Saver super account
 

  • Save for retirement during your working years.
  • Available to all Australians.
  • Our MySuper Lifecycle approuch automatically tailors your investment mix to your age over time to help you retire with more.
  • If you want to have more control over your super, you can choose your own investment options.
  • Flexible insurance cover to protect you and your family.
  • Competitive fees and costs.*

Preparing for retirement

Retirement Transition account

  • Access your super while still working.
  • Available to those who have reached the eligible age to access their super, but are under 65 and still working.
  • Reduce your hours without needing to reduce your take home pay.
  • Invest in our default Retirement Transition investment option Conservative Balanced, or choose from our range of investment options.
  • Competitive fees and costs.*

Already in retirement

Retirement Income account
 

  • Turn your super into regular income when you’re retired.
  • Available to those who have retired and can access their super.
  • Our default Retirement Income option, Conservative Balanced, has been designed by our retirement experts with the needs of retirees in mind.
  • If you want to have more control over your super, you can choose your own investment options.
  • Competitive fees and costs.^

* Chant West Super Fund Fee Survey 31 December 2023, High Growth [81-100% in growth assets] investment option index and $50,000 account balance. Aware Super High Growth option total fee is 0.99% p.a compared to an overall average of 1.32% p.a. (approx. 73 options) and a retail fund average of 1.43% p.a. (approx. 15 options). Total fee includes combined administration, transaction, and investment fees and costs. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.

^ Chant West Pension Fee Survey 31 December 2023, Balanced [41-60% in growth assets] investment option index and $100,000 account balance. Aware Super's Conservative Balanced option total fee is 0.86% p.a compared to an overall average of 1.08% p.a. (approx. 59 funds). Total fee includes combined administration, investment fees, transaction fees and costs. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.

MySuper Lifecycle

MySuper Lifecycle is our default investment approach for Future Saver members. It changes the way your super is invested as you get closer to retirement to help maximise returns in your younger years, and reduce the impact of large market falls as you approach retirement.

Learn more about investments

How you choose your super to be invested can have a big impact on your retirement savings. We have a range of options that suit your financial goals, no matter where you are in life.

Insurance options

Super is a great way to finance the lifestyle you want when you retire. But having insurance is an important way to safeguard your quality of life - right now.

Aware Investment Funds

The Aware Investment Funds allow you to diversify your investments outside of super. See and compare the range of Investment Funds we offer.

Join Aware Super today, it only takes a few minutes

The right choice today could mean a big difference to your future.

Where to next?

Online, over the phone or in person – we have expert help is available. We’ll help you save, invest, and live the life you want.

Supercharge your learning with complimentary on-demand webinars about super, retirement and investments.

See how Aware Super compare on fees, performance and ratings.

General advice only. Consider your personal objectives, financial situation and needs, which we have not accounted for in this advice, and the PDS and TMD at aware.com.au/pds before acting.  Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 293340), the trustee of Aware Super (ABN 53 226 460 365).