We know many Australians are doing it tough with the rising cost of living and high interest rates, which can make it difficult to focus on the long run. At Aware Super, we're always thinking of your future. No matter what your financial goals, a little help now can make a big difference to your future.
1 in 5 Australians don’t know how much they need to retire.^ And it’s never too early or late to think about your super. So, based on your age, what can you do right now to get on top of your super and feel more confident to retire well?
What you put into your super today could really set you up for life.
Keep it together - multiple super accounts could be costing you money. Combine your accounts where you can.[C1]
Optimise your tax - boost your super from your after-tax pay and claim a tax deduction for the amount you contribute.[S1]
Top up your super - before and after-tax contributions can help grow your super.[S1]
You might be focused on your career, your family – or both. Just don’t forget about your super.
Investment choice - get a Super Helpful Check-in to see if investing in higher growth investments could be right for you right now.[AD1][AD2]
Salary sacrifice - ask your employer to put some of your pre-tax salary into your super on your behalf. Enjoy the boost to your super balance.[S1]
Cover yourself - your super might include insurance. Check to make sure you’re covered for the unexpected.
You might be focused on your career, your family – or both. Just don’t forget about your super.
Investment choice - get a Super Helpful Check-in to see if investing in higher growth investments could be right for you right now.[AD1][AD2]
Salary sacrifice - ask your employer to put some of your pre-tax salary into your super on your behalf. Enjoy the boost to your super balance.[S1]
Cover yourself - your super might include insurance. Check to make sure you’re covered for the unexpected.
Being retired means being more involved with your super than ever.
Check you’re on track - with inflation and cost of living on the rise, now is a good time to review how much you’re withdrawing from your super.
Be tax smart - look at strategies to minimise tax and maximise your super balance.
Look after your loved ones - nominate your beneficiaries so your wishes and choices for your future are all organised.
My Retirement PlannerTM provides a snapshot to see how close you are to reaching your retirement goals.
A helping hand to feel confident with your finances, get more from your super and plan for your future.
Our Retirement Guide and checklist is a helpful place to start when thinking about what retirement means to you.
