Log in to your account to change how your super or retirement savings are invested. Before you make a switch, it's important to make sure it's the right choice for your circumstances.
Key points:
- You can switch your investments daily (conditions apply).
- Switch your investment options before 3:00pm AEST/AEDT and it will be processed using the unit prices that apply for that day.
- Learn more about the range of investment options we offer.
- You can track our unit prices any time
- Once you’re ready to switch, log in to your Member Online account and change how your super or your retirement account is invested.
If you have a Future Saver account:
- If you have a super account but you haven’t made an investment choice, your super will be invested in MySuper Lifecycle
- More than 85% of our super members are invested in Aware Super MySuper Lifecycle. It’s designed to adjust your investment mix based on your age, to help your super grow with you.
- You can log in to your account and switch this to a different mix.
If you have a Retirement Transition or Retirement Income account:
- If you haven’t made an investment choice, we invest your super in Conservative Balanced
- 60%1 of our retirement members are invested in our Conservative Balanced option. It’s designed to provide a balance between capital stability and capital growth and protect against the effects of inflation.
- You can log in to your account and switch this to a different mix, anytime.
1 As at September 2023
How to switch your investments
You can change how you invest your super, Retirement Transition or Retirement Income account. You can choose to switch all or part of your existing balance on any business day, provided you do not have any outstanding switches or term deposit applications.
Switches received before 3:00pm AEST/AEDT on a business day2 use the unit prices that apply for that day (generally determined by 6pm the next day). Switches received after 3:00pm AEST/AEDT on a business day2 will use the unit prices that apply for the following day. Allow between 2 - 3 business days for switches to show in your account online.
If you need help changing your investments call us on 1300 650 873, 8:00am – 7.00pm AEST/AEDT weekdays. Or make an appointment to speak to a financial planner at no extra cost.
Aware Super’s MySuper Lifecycle option for our super members
A MySuper product is the option you’re automatically placed in if you don’t make a choice when you join a super fund.
At Aware Super, our MySuper product is called MySuper Lifecycle. It automatically changes the mix of your investments as you move towards retirement.
Learn more about MySuper Lifecycle
Choosing your own investment mix
If you’ve made an investment choice, you should also review your choices from time to time to make sure they are still right for your circumstances. Your investment needs will change as you move from working life into retirement.
Aware Super's Conservative Balanced option for retirees
If you don't make an active choice, you’ll join 60%1 of our retired members invested in our Conservative Balanced option.
The Conservative Balanced option has been designed by our experts with the needs of retirees in mind. It aims to:
- provide a balance between capital stability and capital growth
- protect against the effects of inflation, and
- reduce the impact of large market falls on investment returns.
What this means is that we do the hard work of investing for you, to help your retirement savings last for you.
Find out more about Aware Super’s investment options.
1 As at September 2023
Aware Super diversified options
All our diversified options have a mix of asset classes. An asset class is a type of investment. This could include shares, property, infrastructure or more.
The more diverse your portfolio is, the more your savings are protected from falls in any one particular asset class.
Single asset class options
If you want more control, you can choose your own mix from one or more of our single asset options. You can choose how much of each option you want in your investment mix3.
Our single asset class options invest in one asset class only.
View the performance and returns of our investment options.
Related information
- Choose the right investment mix
- Aware Super investment options
- Unit prices
- How unit prices are calculated
Click here for related documents for these offers.
Where to next?
Check your investments
Did you know you can check and switch your investments using your Aware Super online account?
Attend a retirement webinar
Join our experts as they break down super and finances into easy-to-understand topics through our live webinar education series.
Learn more about retirement
We’re here to help you create your next chapter with confidence and guide you throughout your retirement