Future Saver PDS - Employer Sponsored and Personal
Future Saver PDS - Ambulance Officers
Future Saver PDS - NSW Police Officers
Aware Super Retirement Income Product Disclosure Statement
Aware Investment Funds Product Disclosure Statement
Closed Products
Telstra Defined Benefit Guide
Term Allocated Pension Product Disclosure Statement
PDS Updates
Our Product Disclosure Statements are subject to change and may be updated from time to time. Where changes are not materially adverse, you can find the updated information below.
Super Handbook
Investment and Fees Handbook
Insurance Handbook - Employer Sponsored and Personal
Insurance Handbook - Ambulance Officers
Insurance Handbook - NSW Police Officers
Insurance Handbook - Xylem Water Solutions Australia
Insurance Handbook - Telstra Group and Associated Employers
Insurance Handbook Heritage TelstraSuper Personal Plus
Financial Services Guide
Aware Financial Services Australia Limited Financial Services Guide
Website Disclosure Information - Before using any of our financial services, it's important to understand what they involve. Our Financial Services Guide contains important information, which you should read to assist in deciding whether to use our financial services.
Target Market Determination - Aware Super Future Saver Empoloyer Sponsored and Personal
Target Market Determination - Aware Super Future Saver Ambulance Officers
Target Market Determination - Aware Super Future Saver NSW Police Officers
Target Market Determination - Aware Super Retirement Income and TTR
Target Market Determination - Aware Investment Funds
DDO requires issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.
A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
We’re required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001.
This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.
For Aware Super Group Product Distributors Only:
As per ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784, you no longer need to report if nil complaints are received. We will be incorporating these changes to our TMDs in the next TMD review cycle.
Target Market Determinations are regularly reviewed.