What to expect
- Before your first meeting
- First meeting
- After your appointment
Before your first appointment
Our qualified financial planners will help tailor your financial plan to your life and needs. We start by understanding your current financial picture in order to explore what's possible in the future.
We’ll ask you about the kind of lifestyle you want now, and in the future. To prepare for your appointment you’ll need to know details about your overall financial picture. This includes a few things like:
- assets you own including property and investments
- any insurances you already have
- any debts you have
- your current living expenses.
A good place to start is your myGov account, where you'll find a lot of your taxation and financial information, as well as your superannuation details, all in one place.
We’ll follow up with a list of items to prepare in advance.
Preparing for a great first appointment
Building a financial plan helps you make informed choices between your obligations and goals, giving you the flexibility to adjust course as new situations arise.
Things to think about before your appointment:
- What are the things you want to achieve?
- How well are your money and investments meeting your expectations and needs?
- What are the things that worry you about your money?
- What questions do you have for your financial planner?
- What would a great appointment look like?
Your first meeting will usually run for around an hour. At this stage, you won’t be getting personal financial advice. Your financial planner will ask questions to understand what matters most to you, and you’re encouraged to ask anything that’s on your mind. This way, you and your planner can:
- Help you explore whether comprehensive advice is right for you
- Explain how the advice process works
- Outline the fees involved.
From there, it’s completely up to you whether you’d like to move forward with a personalised financial plan.
What happens after your appointment
Preparing your financial plan
Your planner will analyse different scenarios and strategies for you. They'll also:
- Assess how they meet your needs
- Prepare your financial plan, detailing and explaining their recommendations
- Send it to you to review.
If you like, your planner can set up time to take you through your financial plan. They’ll explain their recommendations and your next steps.
Once you’ve discussed and agreed to the next steps, we’ll help you put your plans into action.
When life changes
If anything pops up in life, or you want to make changes, we’re a phone call away to help you navigate it all.
Staying on track
Regular reviews can be a good way to make sure your plan is meeting your goals. It’s completely up to you if you’d like to have a regular review. This is at an additional cost. Your planner will let you know if there are changes you can make to optimise your financial position.
Is comprehensive advice right for you?
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[AD1] Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super.