Pre-packaged options that include total and permanent disablement cover
We offer two pre-packaged levels of insurance options.
This gives you death and total and permanent disablement cover equal to the age-based cover scale. You might already have Basic Cover through Aware Super. If you’re not covered and are eligible, you can apply at any time.
Check if you’re covered.
Find out more about Basic Cover in the relevant Insurance Handbook.
Basic Plus Cover
This option gives you double the Basic Cover amount. If you are eligible, you can apply for Basic Plus Cover at any time. You can also apply for income protection with this cover, if eligible. If you choose this option, your income protection cover will have a 60-day waiting period and 2-year benefit period.
You can also choose to apply for other age-based cover or fixed cover.
You can find more information in the relevant Insurance Handbook.