Income protection cover options
You can apply for income protection cover at any time. It can be obtained in a few different ways:
You can refer to the relevant Insurance Handbook for more detail about these options.
Income protection cover as part of Basic Plus Cover
If you don’t have income protection cover you may be able to apply for it as part of Basic Plus Cover. This is a simple way to get income protection cover.
Income protection cover taken up as part of the Basic Plus Cover offer is limited to:
- a 60-day waiting period and
- 2-year benefit period.
When you apply, you will need to answer several questions, including some about:
- your employment
- health and lifestyle.
If you apply online, you’ll be told immediately if your application has been accepted.
You can learn more about Basic Plus Cover in the relevant Insurance Handbook.