Talk through the basics of managing your superannuation with a superannuation adviser and discover new ways to make your super work harder.
Discussing your super can help build your confidence when it comes to making decisions about your future.
Our superannuation adviser^1 will look at your personal circumstances and share the information you need to help achieve your goals. You don’t need to be approaching retirement, asset-rich or even have a clear idea of what you want to achieve to benefit from financial advice. All you need is a desire to take control of your financial future.
Even simple advice can make a big difference
You’ll gain a new understanding of what’s possible and the super rules that apply. No matter what stage of life you’re at, a financial planner can help you look at things from a different perspective and discover new ways to make your super work harder.
Choose an investment option
Determine your investment risk comfort level based on a simple set of questions followed up by further discussion. Then choose the appropriate investment options for your particular circumstances.
Your insurance needs
Discuss and decide how much insurance you need to protect yourself and your family in the event of illness, injury or loss of life.
Your superannuation contribution options
Learn the difference between concessional (before-tax) and non-concessional (after-tax) contributions and the different types of contributions you can make. Then decide on the contribution strategy that suits you best.
Starting a retirement income stream
Understand the process and benefits of starting an income stream, and get help setting up a tax-effective income stream to suit your personal situation.
Reviewing payments from an income stream
If you have an income stream with us, your regular payments must be between certain minimum and maximum limits set by the government. We can help you pick the right amount.
Retirement income stream projection
Find out how long your retirement income stream money will last with a projection based on your current income drawdowns. If you’d like to change your income payments, we can demonstrate the difference adjusting your payments will make to your retirement savings.
Access general advice on a wide range of financial topics such as retirement options, nominating beneficiaries, Centrelink, superannuation consolidation, redundancy and estate planning.
Financial planning services are provided by our financial planning business, Aware Financial Services Australia Limited, ABN 86 003 742 756 AFSL No. 238430. ↩