Speak to an expert when it suits you
Are you:
- Looking to speak with a retirement expert to guide you through the journey or discuss your results?
- Looking for help to put your retirement advice into play, or simply have questions?
Whether you need expert guidance navigating Retirement Manager or simply want to discuss your results, we’re here to help. Request a virtual appointment at a time that suits you.
Retirement Manager[AD1] is a simple, interactive digital advice platform that helps you:
- Understand how much income you could receive from your super, the Age Pension, and other sources
- Understand how long your income could last
- Explore different income options, including a personalised “Maximised to last” option
- Start or review a Retirement Income account
Retirement Manager is for anyone aged 60 or over who’s thinking about retirement, or already drawing a retirement income. If you have a partner, please ensure you include their details too. This important step ensures the modelling reflects your full household income.
It takes around 10–15 minutes to complete and gives you a personalised retirement plan at the end.
You’ll need your super balance, any other income sources (like the Age Pension or investments), savings, debts, and everyday expenses. If you have a partner, their details can be added too.
This tool may not be right for you if:
- You or your partner are under age 60 or not retired
- You hold a Defined Benefit Account, Transition to Retirement Pension, annuity or foreign pension
- You receive government benefits other than the Age Pension
- You’re currently claiming or intend to claim insurance benefits
You’ll receive a personalised retirement plan outlining:
- Your estimated retirement income and how long it may last
- Recommendations for improving your outcome
- An action plan for next steps
A copy is also saved in your Member Online Inbox. We recommend reviewing it yearly or whenever your circumstances change.
Yes. Rest assured, the information you provide to us is secure.
It’s a smart, personalised calculation showing the highest income you can draw in retirement with a high level of confidence that it will last through to age 95.
Yes – you can adjust your income target, add one-off goals (like travel spend), or test different investment strategies to see how they affect your outcomes.
Your Income Confidence Score is a score out of 100 and is a simple way to understand how well your retirement plan may support your target income in retirement. Taking into account the ups and downs of the investment market, it considers both how long your super lasts and how much of your income goal you're likely to meet overall – giving you a balanced view of your retirement income sustainability, enabling you to make more informed decisions.
You’ll receive a personalised retirement plan that outlines your projected income, how sustainable it is, and ideas to help you stay on track.
Yes. You can:
- Book an appointment with our advice team at no extra cost at any point during or after using the Retirement Manager.[AD2]
- Get validation of your plan or walk through the journey together if you prefer guidance.