Find out more about the features and benefits that come with being a member.
Member BookletsShow more
Employer-Sponsored members (accumulation accounts)
Ambulance officers’ Super members (accumulation accounts)
Police Blue Ribbon Super members (accumulation accounts)
Transition to retirement income stream members
Retirement income stream members
Member Booklet Supplements for accumulation accountsShow more
About Aware Super (Personal members)
About Aware Super (Employer Sponsored, Police Blue Ribbon Super, Ambulance Officers' Super)
Insurance (Employer Sponsored)
Key Facts Sheet - Insurance (Employer Super)
Insurance (Police Blue Ribbon Super)
Insurance (Ambulance Officers' Super member)
How super works
Tax and super
Fees and costs
Financial Services GuidesShow more
Financial Services Guide
Advice Financial Services Guide
Target Market Determination (TMD)Show more
What are the Design and Distribution Obligations (DDO)
DDO requires issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.
What’s a Target Market Determination?
A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
Why we need to have Target Market Determinations?
We’re required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001.
This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.
For Aware Super Group Product Distributors Only:
As per ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784, you no longer need to report if nil complaints are received. We will be incorporating these changes to our TMDs in the next TMD review cycle.
Ambulance officers’ super
Police Blue Ribbon super
Transition to Retirement Income Stream
Retirement Income Stream
Target Market Determinations are regularly reviewed with any archived versions available for reference.
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