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End of Year Important Dates: For all end of year processing cut-off details including benefit payment and retirement income applications, investment switches, withdrawals and office hours please view our important dates page.

Access to all the forms and documents you need in one place.

Our USI, SPIN and other important numbers all in one place. 

Find out which documents we accept and how to certify them. 

We've added more super helpful features to your Member Online to make it easier to add to your super online.

Find out more about the features and benefits that come with being a member.

 

Product disclosure statements (PDS)

Future Saver PDS - Employer Sponsored and Personal
PDF (523 KB)
Future Saver PDS - Ambulance Officers
PDF (184 KB)
Future Saver PDS - NSW Police Officers
PDF (192 KB)
Aware Super Retirement Income Product Disclosure Statement
PDF (2 MB)
Investment Funds Product Disclosure Statement
PDF (4 MB)

PDS updates

Information in our Product Disclosure Statements, which are not materially adverse, are subject to change and may be updated from time to time. You can find the updates to current information below.

Update to current information

Handbook reference:
Investment and Fees Handbook dated 1 October 2024

 

Change to Socially Conscious investment options controversial weapons screen

On page 21 under the heading “Conventions and controversies-based screens” in the Controversial weapons description, replace the following sentence:

“Controversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.”

With the updated sentence below:

“Controversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.”

 

Change to fund-wide controversial weapons exclusion

On pages 30 and 31 under the heading “4: Investment restrictions & exclusions”, replace the following sentence:

“Controversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.”

With the updated sentence below:

“Controversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.” 

 

Update to current information

Product Disclosure Statement (PDS) reference:

Retirement Income PDS dated 1 October 2024

 

Change to Socially Conscious investment options controversial weapons screen

On page 25 under the heading “Conventions and controversies-based screens” in the Controversial weapons description, replace the following sentence:

“Controversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.”

With the updated sentence below:

“Controversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.”

 

Change to fund-wide controversial weapons exclusion

On page 37 under the heading “4: Investment restrictions & exclusions”, replace the following sentence:

“Controversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.”

With the updated sentence below:

“Controversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.” 

Update to current information

Product Disclosure Statement (PDS) reference:
Aware Investment Funds Class A and Class B PDS dated 1 October 2024

 

Change to controversial weapons investment exclusion

On page 17 under the heading “4: Investment restrictions & exclusions”, replace the following sentence:

“Controversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.”

With the updated sentence below:

“Controversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.” 


Future Saver Handbooks

Super Handbook
PDF (1 MB)
Investment and Fees Handbook
PDF (3 MB)


Insurance Handbooks

Insurance Handbook Employer Sponsored and Personal
PDF (3 MB)
Insurance Handbook - Ambulance Officers
PDF (4 MB)
Insurance Handbook - NSW Police Officers
PDF (4 MB)


Financial Services Guides (FSG)

General Advice Financial Services Guide
PDF (79 KB)
Aware Financial Services Australia Limited Financial Services Guide
PDF (396 KB)


Target market determination (TMD)

Future Saver Employer Sponsored and Personal
PDF (124 KB)
Future Saver Ambulance Officers
PDF (138 KB)
Future Saver NSW Police Officers
PDF (141 KB)
Target Market Determination - Aware Super Retirement Income
PDF (131 KB)
Target Market Determination - Aware Investment Funds
PDF (108 KB)

DDO requires issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.

A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

We’re required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001.

This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.

For Aware Super Group Product Distributors Only:
As per ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784, you no longer need to report if nil complaints are received. We will be incorporating these changes to our TMDs in the next TMD review cycle.

Target Market Determinations are regularly reviewed.


Superannuation

Use the Aware Super App to share superannuation details with your employer

Log in to your Aware Super App to share details with your employer quickly and easily. Once you log in, simply:

  1. Select Profile from the bottom left of the screen
  2. Select Share membership details 
  3. Complete the To field in the email template with the relevant email address
  4. Press the upward arrow icon in the top right of the screen to send
Account authority for members under 16 years of age

Use this form to authorise membership for a minor.

PDF (137 KB)
Choose Aware Super Future Saver

Use this form to nominate your choice of super fund. You may need to give this form and the Letter of complying fund status to your employer.

PDF (197 KB)
Letter of complying fund status Future Saver

Give this to your employer along with the Choose Aware Super Future Saver form.

PDF (52 KB)

We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request. If you require a paper form, contact us.  

Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team. 

Appointed attorney details

Use this form to inform Aware Super that you have appointed an attorney to act on your behalf and to provide Aware Super with your appointed attorney's details.

PDF (348 KB)
Change of member details

Use this form to change your membership details or the way you receive information from the fund.

PDF (396 KB)
Future Saver automatic account consolidation opt-out declaration

Use this form to advise Aware Super that you are requesting not to have your Future Saver account(s) combined automatically with any other Future Saver accounts you hold currently or will hold in the future.

PDF (167 KB)
Inactive low balance account declaration

Use this form to authorise Aware Super to send a written notice to the ATO confirming you are not a member of an inactive low balance account. This means your account will not be sent to the ATO.

PDF (194 KB)
Make, amend or cancel a lapsing death benefit nomination

Use this form to nominate or amend who will receive the balance of your super account if you die. You can also use this form to cancel your existing binding or non-binding nomination.

PDF (389 KB)
Partial Rollover to Aware Super Future Saver

Use this form to partially transfer a portion of your super from another fund into your Aware Super Future Saver acount.

PDF (144 KB)
Proof of identity

Use this form when you need to verify your identity.

PDF (357 KB)
Third Party Letter of Authority
PDF (159 KB)

We've made more transactions available for you to complete via Member Online. It's faster and more secure to apply online where possible to complete your request. Watch our videos on how to add to your super online, including:

If you require a paper form, contact us. Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.

 

Contributions splitting

You should use this form if you want to split your before-tax (concessional) superannuation contributions with your spouse.

PDF (373 KB)
Eligible spouse contributions via Direct Debit

Use this form to start making monthly eligible contributions via Direct Debit to your spouse’s super account.

PDF (214 KB)
Make a personal deductible contribution to your super
PDF (182 KB)
Make an eligible spouse contribution

Use this form to start making eligible spouse contributions to your spouse’s super account via BPAY or Cheque.

PDF (178 KB)
Make salary sacrifice contributions through your employer

Use this form to start or update salary sacrifice contributions. Send this form to your employer/payroll department.

PDF (227 KB)
Personal deductible contributions via Direct Debit

Use this form to make personal contributions via Direct Debit.

PDF (217 KB)

    Downsizer contribution into superannuation 

    Use this form when making a downsizer contribution. It's available from the ATO website

We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request. If you require a paper form, contact us. 

Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.

Application for insurance or increase in cover

Use this form to apply for insurance cover or to increase your insurance cover.

PDF (347 KB)
Opt out of automatic insurance

Use this form to opt out of receiving automatic cover should you become eligible.

PDF (176 KB)
Transfer your insurance

Use this form to transfer your insurance cover from another life policy or superannuation fund to Aware Super.

PDF (314 KB)
Convert your cover

Use this form to convert your existing death only or death and total and permanent disablement (TPD) cover.

PDF (185 KB)
Keep your cover

Use this form to opt in to keep insurance on your account.

PDF (173 KB)

Cancel or reduce your insurance

Cancel some or all of your insurance through your Member Online account. Otherwise call us to discuss other options.

We've made more transactions available for you to complete via Member Online. It's super fast and more secure to use the Apply online link where possible to complete your request.

Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.

Apply online via Member Online

Make a lump sum withdrawal from Aware Super

Early release of benefits

Use this form when making an application for the early release of benefits on the grounds of severe financial hardship.

PDF (392 KB)
Early release of benefits

Use this form when making an application for the early release of benefits on compassionate grounds.

PDF (360 KB)
Make a lump sum withdrawal from Aware Super

Use this form to make a lump sum withdrawal from your Aware Super account

PDF (351 KB)


Retirement

We've made it even easier to open a retirement income account via Member Online. Log in and apply now

A paper form is available at the end of the Retirement Income PDS (PDF 5.4MB).

We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request. If you require a paper form, contact us. 

Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.

Appointed attorney details

Use this form to inform Aware Super that you have appointed an attorney to act on your behalf and to provide Aware Super with your appointed attorney's details.

PDF (348 KB)
Change of member details - Retirement Income

Use this form to change your membership details or the way you receive information from the fund.

PDF (384 KB)
Make an internal transfer between your Aware Super accounts

Use this form to request a full transfer of superannuation benefits from your Aware Super Retirement Income or Future Saver account to another Aware Super Future Saver account.

PDF (243 KB)
Make, amend or cancel a lapsing death benefit nomination

Use this form to nominate or amend who will receive the balance of your super account if you die. You can also use this form to cancel your existing binding or non-binding nomination.

PDF (389 KB)
Make, amend or cancel a reversionary beneficiary

Use this form to nominate your spouse or de facto to receive the balance of your Retirement Income or Term Allocation Pension account if you die. You can also cancel an existing nomination.

PDF (312 KB)
Proof of identity

Use this form when you need to verify your identity.

PDF (357 KB)
Retirement declaration

Use this form to remove the Retirement Transition feature from your Aware Super Retirement Income account if you are under age 65 and have met a condition of release.

PDF (300 KB)
Third Party Letter of Authority
PDF (159 KB)

We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request.

Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.

Apply online via Member Online

Make a lump sum withdrawal from Aware Super 

Make a once-off income payment from Aware Super

Use this form to request a once-off income payment from your Aware Super Retirement Income account.

PDF (370 KB)
Change of member details

Use this form to change your membership details or the way you receive information from the fund.

PDF (452 KB)
Defined benefit (post-1988) account
PDF (431 KB)
Defined benefit (pre-1988) account
PDF (395 KB)
Payment information and nomination - deferred account

Use this form to nominate your defined benefit option and select your payment instruction.

PDF (922 KB)


Financial Advice

Advice fee consent
PDF (129 KB)
Adviser nomination form

Use this form when making an adviser nomination.

PDF (140 KB)


Investment Funds

Aware Investment Fund Application form (non-individual)
PDF (659 KB)
Change of member details - Aware Investment Fund
PDF (402 KB)
Aware Investment Fund Change of investments
PDF (171 KB)
Tax residency self-certification Investment Fund Class A or Class B (individual)
PDF (144 KB)
Tax residency self-certification Investment Fund Class A or Class B (non-individual)
PDF (209 KB)
Investment Fund internal transfer (Investment Fund Class A or Class B)
PDF (229 KB)
Investment Fund Withdrawal
PDF (362 KB)

Fact sheets

These guides are designed to help you better understand your options when it comes to managing your super.

How to access your super
PDF (84 KB)
How to plan for redundancy
PDF (466 KB)
How to claim a terminal illness benefit
PDF (686 KB)
How to claim a permanent disability benefit
PDF (649 KB)
How to claim an income protection benefit
PDF (653 KB)
How to claim a death benefit
PDF (683 KB)
Ambulance officers insurance claims
PDF (333 KB)
Police Blue Ribbon insurance claims
PDF (226 KB)
Insurance in superannuation
PDF (118 KB)
Deferred account - for members who left the fund before 1 July 1988
PDF (115 KB)
For members who joined the fund before 1 July 1988
PDF (129 KB)
Deferred account - for members who left the fund after 1 July 1988
PDF (114 KB)
For members who joined the fund after 1 July 1988
PDF (209 KB)
Deferred (vested) account
PDF (99 KB)
Deferred (pension only) account
PDF (97 KB)
The Age Pension and Social Security payments
PDF (410 KB)