Our Property option is a low-cost, single asset class option. It invests in a passively managed portfolio of global property securities. International investments are usually fully hedged. This means they are protected against the impact of currency fluctuations.
Like shares, listed property investments are traded on public markets. Returns from listed property investments are therefore different (and more volatile) to the returns from direct or unlisted property investments.
This might be a suitable option if you:
Understanding passive management
Passive managers choose investments to form a portfolio that closely tracks a benchmark. A benchmark is a hypothetical portfolio of investment holdings. It represents a segment of a particular financial market. A benchmark (also known as an index) tracks the performance of a selected group of investments such as shares or bonds. Passive managers are sometimes known as index managers. They usually charge lower fees.
Investment Objective
To track the return of the FTSE EPRA/NAREIT Developed Rental Index Net Dividends Reinvested (100% hedged) in Australian dollars. This is before fees, costs and tax.
Timeframe
Suited to investors who are prepared to invest in this option for 10 or more years.
Risk
Short-term risk:
7 - Very High
Long-term risk:
5 - Medium to High
Estimated number of negative annual returns over any 20-year period: 6 or more times.
Cost of product for $50,000 account balance1
Calculation of the fees and costs that can affect your super investment over a 1-year period.
1 The cost of product assumes a balance of $50,000. It includes administration fees. It also includes an estimate of ‘Investment fees and costs’ and ‘Transaction costs’. ‘Investment fees and costs’ and ‘Transaction costs’ are based on the fees and costs for the year ended 30 June 2024, other than performance fees which are a 5-year average. Fees and costs can vary from year to year. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. If you have insurance, premiums will apply. Refer to the relevant PDS or Handbook for more information.
Spreading your super across different types of assets is called diversification. This can help reduce the risk of negative returns. Keep in mind that if you:
you could be exposing your super to greater risk.
These are the target and asset allocation ranges for the option, effective 30 September 2024.
Scroll table horizontally on mobile
| Target | Range | |
|---|---|---|
| Listed property | 100% | 95% - 100% |
| Cash | 0% | 0% - 5% |
Investment Objective
To track the return of the FTSE EPRA/NAREIT Developed Rental Index Net Dividends Reinvested (100% hedged) in Australian dollars. This is before fees, costs and tax.
Timeframe
Suited to investors who are prepared to invest in this option for 10 or more years.
Risk
Short-term risk:
7 - Very High
Long-term risk:
5 - Medium to High
Estimated number of negative annual returns over any 20-year period: 6 or more times.
Cost of product for $50,000 account balance2
Calculation of the fees and costs that can affect your super investment over a 1-year period.
2 The cost of product assumes a balance of $50,000. It includes administration fees. It also includes an estimate of ‘Investment fees and costs’ and ‘Transaction costs’. ‘Investment fees and costs’ and ‘Transaction costs’ are based on the fees and costs for the year ended 30 June 2024, other than performance fees which are a 5-year average. Fees and costs can vary from year to year. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. If you have insurance, premiums will apply. Refer to the relevant PDS or Handbook for more information.
Spreading your super across different types of assets is called diversification. This can help reduce the risk of negative returns. Keep in mind that if you:
you could be exposing your super to greater risk.
These are the target and asset allocation ranges for the option, effective 30 September 2024.
Scroll table horizontally on mobile
| Target | Range | |
|---|---|---|
| Listed property | 100% | 95% - 100% |
| Cash | 0% | 0% - 5% |
Investment Objective
To track the return of the FTSE EPRA/NAREIT Developed Rental Index Net Dividends Reinvested (100% hedged) in Australian dollars. This is before fees, costs and tax.
Timeframe
Suited to investors who are prepared to invest in this option for 10 or more years.
Risk
Short-term risk:
7 - Very High
Long-term risk:
4 - Medium
Estimated number of negative annual returns over any 20-year period: 6 or more times.
Cost of product for $50,000 account balance3
Calculation of the fees and costs that can affect your super investment over a 1-year period.
^ As the Aware Super Term Allocated Pension (TAP) invests in the same way as Aware Super Retirement Income, this information also applies to members in the TAP.
3 The cost of product assumes a balance of $50,000. It includes administration fees. It also includes an estimate of ‘Investment fees and costs’ and ‘Transaction costs’. ‘Investment fees and costs’ and ‘Transaction costs’ are based on the fees and costs for the year ended 30 June 2024, other than performance fees which are a 5-year average. Fees and costs can vary from year to year. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. Refer to the relevant PDS or Handbook for more information.
Spreading your super across different types of assets is called diversification. This can help reduce the risk of negative returns. Keep in mind that if you:
you could be exposing your super to greater risk.
These are the target and asset allocation ranges for the option, effective 30 September 2024.
Scroll table horizontally on mobile
| Target | Range | |
|---|---|---|
| Listed property | 100% | 95% - 100% |
| Cash | 0% | 0% - 5% |
You can choose to invest in one option or a combination of options. And you can switch your investment options at any time for free.
We’re here to help you achieve your financial goals. We can provide simple financial advice, over the phone, to answer any questions.
You can speak to a qualified financial planner who can help you make investment choices that meet your financial goals.
