Our High Growth option is diversified across a wide range of asset classes with a strong focus on growth assets. It targets 88% in growth assets such as shares and private equity, and 12% in defensive assets. This option invests in a range of asset types (listed and unlisted), investment managers and styles.
Future Saver members aged 55 and under are automatically invested in our High Growth option if they don’t make an investment choice. This is part of our MySuper Lifecycle approach.
May suit members who:
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The investment objective, mix of assets, and fees may differ depending on your account type (Future Saver, Retirement Transition or Retirement Income).
Investment objective
(after fees, costs and tax) over rolling 10-year periods.
Timeframe
Minimum suggested investment timeframe.
Risk
Estimated number of negative annual returns over any 20-year period:
4 to less than 6 times
Short-term risk:
6 - High
Long-term risk:
2 - Low
1 Includes ‘Investment fees and costs’ and ‘Transaction costs’, excludes ‘Administration fees’. Indicative only based on historical fee and cost data as at 30 June 2025. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. Refer to the relevant PDS or Handbook for more information.
Below are the option’s asset allocation targets and ranges, effective 30 September 2025.
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| High Growth | Target | Range |
|---|---|---|
| Australian shares | 28.5% | 18 - 39% |
| International shares | 38.5% | 28 - 49% |
| Private equity | 7% | 0 - 27% |
| Infrastructure | 11.5% | 0 - 32% |
| Property | 7% | 0 - 27% |
| Liquid alternatives (growth) | 0.5% | 0 - 21% |
| Liquid alternatives (defensive) | 0% | 0 - 10% |
| Credit income | 3% | 0 - 23% |
| Fixed income | 0% | 0 - 10% |
| Cash | 4% | 0 - 15% |
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| Target | |
|---|---|
| Growth assets | 88% |
| Defensive assets | 12% |
Investment objective
(after fees, costs and tax) over rolling 10-year periods.
Timeframe
Minimum suggested investment timeframe.
Risk
Estimated number of negative annual returns over any 20-year period:
4 to less than 6 times
Short-term risk:
6 - High
Long-term risk:
2 - Low
1 Includes ‘Investment fees and costs’ and ‘Transaction costs’, excludes ‘Administration fees’. Indicative only based on historical fee and cost data as at 30 June 2025. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. Refer to the relevant PDS or Handbook for more information.
Below are the option’s asset allocation targets and ranges, effective 30 September 2025.
Scroll table horizontally on mobile
| High Growth | Target | Range |
|---|---|---|
| Australian shares | 28.5% | 18 - 39% |
| International shares | 38.5% | 28 - 49% |
| Private equity | 7% | 0 - 27% |
| Infrastructure | 11.5% | 0 - 32% |
| Property | 7% | 0 - 27% |
| Liquid alternatives (growth) | 0.5% | 0 - 21% |
| Liquid alternatives (defensive) | 0% | 0 - 10% |
| Credit income | 3% | 0 - 23% |
| Fixed income | 0% | 0 - 10% |
| Cash | 4% | 0 - 15% |
Scroll table horizontally on mobile
| Target | |
|---|---|
| Growth assets | 88% |
| Defensive assets | 12% |
Investment objective
(after fees, costs and tax) over rolling 10-year periods.
Timeframe
Minimum suggested investment timeframe.
Risk
Estimated number of negative annual returns over any 20-year period:
4 to less than 6 times
Short-term risk:
6 - High
Long-term risk:
2 - Low
* As the Aware Super Term Allocated Pension (TAP) invests in the same way as Aware Super Retirement Income, this information also applies to members in the TAP.
1 Includes ‘Investment fees and costs’ and ‘Transaction costs’, excludes ‘Administration fees’. Indicative only based on historical fee and cost data as at 30 June 2025. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. Refer to the relevant PDS or Handbook for more information.
Below are the option’s asset allocation targets and ranges, effective 30 September 2025.
Scroll table horizontally on mobile
| High Growth | Target | Range |
|---|---|---|
| Australian shares | 30.5% | 20 - 41% |
| International shares | 36.5% | 16 - 47% |
| Private equity | 7% | 0 - 27% |
| Infrastructure | 11.5% | 0 - 32% |
| Property | 7% | 0 - 27% |
| Liquid alternatives (growth) | 0.5% | 0 - 21% |
| Liquid alternatives (defensive) | 0% | 0 - 10% |
| Credit income | 3% | 0 - 23% |
| Fixed income | 0% | 0 - 10% |
| Cash | 4% | 0 - 15% |
Scroll table horizontally on mobile
| Target | |
|---|---|
| Growth assets | 88% |
| Defensive assets | 12% |
You can choose to invest in one option or a combination of options. And you can switch your investment options at any time for free.
We’re here to help you achieve your financial goals. We can provide simple financial advice, over the phone, to answer any questions.
You can speak to a qualified financial planner who can help you make investment choices that meet your financial goals.
