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We’re preparing your 2024/25 annual statement, with delivery starting from 11 September. It may take a few weeks to arrive by mail or online. You can update how we send it to you in Member Online. More information on your annual statement.

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Overview

The Conservative Socially Conscious option excludes or restricts investments Aware Super considers to have a highly adverse environmental or social impact.

The option is diversified across a wide range of asset classes with a slight focus on defensive assets. It targets 61% in defensive assets such as cash and fixed income, and 39% in growth assets such as shares. This option invests in a range of asset types (listed and unlisted), investment managers and styles.

The Conservative Socially Conscious option is only available to members with a Retirement Income account.

Why you’d invest

May suit members who:
 

  • want to invest in accordance with Aware Super’s Socially Conscious approach,
  • seek modest capital growth,
  • can accept a moderate level of risk,
  • are prepared to stay invested in the option for 4 years or longer.
Our screens are grouped into three categories:
 
  • Climate change screens,
  • Ethical screens, and
  • Convention and controversies-based screens.


Some screens are subject to materiality thresholds. Refer to the "Socially Conscious diversified investment options" section of the relevant PDS or Handbook for more information, or see here.
 

This option has been certified by the Responsible Investment Association Australasia under the Responsible Investment Certification Program*

Account type

Investment objective

CPI + 2.25% p.a.

(after fees, costs and tax) over rolling 10-year periods.
 

Timeframe

4 years

Minimum suggested investment timeframe. 
 

Risk

Estimated number of negative annual returns over any 20-year period:
2 to less than 3 times

Short-term risk:
4 - Medium

Long-term risk:
3 - Low to Medium

Learn more about short and long-term risk.

Fees1

0.29%

Investment fees and costs and transaction costs.

Learn more about our fees and costs
 

^ As the Aware Super Term Allocated Pension (TAP) invests in the same way as Aware Super Retirement Income, this information also applies to members in the TAP.

1 Includes ‘Investment fees and costs’ and ‘Transaction costs’, excludes ‘Administration fees’. Indicative only based on historical fee and cost data as at 30 June 2025. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. Refer to the relevant  PDS or Handbook for more information.

View latest performance

Asset allocation

Below are the option’s asset allocation targets and ranges, effective 30 September 2025.

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Conservative Socially Conscious Target  Range 
Australian shares 10% 0 - 20%
International shares 12.5% 2 - 23%
Private equity 2.5% 0 - 23%
Infrastructure 10.5% 0 - 31%
Property 8% 0 - 28%
Credit income 8.5% 0 - 29%
Fixed income 28.5% 0 - 49%
Cash 19.5% 0 - 75%

Growth/defensive allocation

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  Target
Growth assets 39%
Defensive assets 61%
View latest asset allocations

*The RI Certification Symbol is issued by Responsible Investment Association Australasia (RIAA) ACN (641 046 666), AFSL (554110) and signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations. The Symbol also signifies that the Conservative Socially Conscious investment option adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product and is assessed against RIAA's Responsible Investment Standard. The Certification Symbol is a Trademark of RIAA. For detailed information about RIAA, the Symbol and Aware Super's methodology, performance, stock holdings, remuneration and details about other responsible investment products certified by RIAA, refer to www.responsiblereturns.com.au and the RIAA Financial Services Guide. The Responsible Investment Certification Program provides general advice only and does not take into account any person's objectives, financial situation, or needs. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Because of this, you should consider your own objectives, financial situation and if the advice relates to the acquisition, or possible acquisition, of a particular financial product. Certifications are current for 24 months and subject to change at any time.

Explore more investment options

You can choose to invest in one option or a combination of options. And you can switch your investment options at any time for free.

Related pages

View our forms and resources page to download important documents

Frequently asked questions

We’re here to help you achieve your financial goals. We can provide simple financial advice, over the phone, to answer any questions.

You can speak to a qualified financial planner who can help you make investment choices that meet your financial goals.

Book an appointment