1The cost of product assumes a balance of $50,000. It includes administration fees. It also includes an estimate of ‘Investment fees and costs’ and ‘Transaction costs’. This investment option commenced on 3 November 2022. As a result, the amount shown is based on the ‘Investment fees and costs’ and ‘Transaction costs’ for the period 3 November 2022 to 30 June 2023, adjusted to reflect a 12-month period. Fees and costs can vary from year to year. The amount you’ll pay in future years will depend on the fees and costs incurred by the trustee in managing the investment option. Other fees and costs may apply. If you have insurance, premiums will apply. Refer to the relevant PDS or Handbook for more information.