Our responsibility is to grow the value of your superannuation by delivering competitive returns while managing investment risk and volatility.

Strong long-term performance

Helping you retire with more

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Our responsibility is to deliver competitive investment returns, while managing investment risk and volatility.

If you’re in the accumulation phase and don’t make an investment choice when you join the fund, we will invest your super in the Aware Super MySuper Lifecycle approach.

The MySuper Lifecycle is our investment approach that tailors your investments to suit your age, to help you retire with more. Find out more.

The table below shows illustrative investment returns^ for our MySuper Lifecycle investment approach for the most current period.

MySuper Lifecycle performance for periods ending 31 July 2022

^The Lifecycle approach was expanded from two to 11 stages in June 2021, with the underlying investment mix changing for all age groups except for those aged 65 and over. The returns shown above are only for illustrative purposes and reflect the historical returns that could of been delivered for the investment mix of the new Lifecycle stages. This illustrative return series is based what returns could have been expected if the current SAA’s (as at September 2021) were in place historically, rather than the actual historical returns that members experienced while being investing based on the historical SAA’s. It is important to note that past performance is not an indicator of future performance.

*If you were born before 10 June 1961, because you may be nearing retirement you will be allocated to the Enjoy phase and your super balance and future contributions will be invested 100% in the Balanced Growth investment option.

Table 2 below shows the investment returns for our Super (Accumulation), Transition to retirement income stream and Retirement income stream products for the most current period.

Super and Transition to retirement

Super investment performance for periods ending 31 July 2022

Retirement income stream

Income stream investment performance for periods ending 31 July 2022

1. From 1 July 2017, the earnings on transition to retirement income streams (TRIS) are taxed at 15%. As a result, TRIS performance from 1 July 2017 is shown in the Super and Transition to retirement tab. The investment performance reported above does not reflect the performance for TRIS accounts for periods prior to 1 July 2017.Investment returns are calculated after allowing for tax on investment income and investment management expenses, but before the deduction of administration fees.

*FYTD means Financial Year to Date starting from 1 July.Past performance is not a reliable indicator nor is it a guarantee of future performance. The value of investments can rise or fall.

Compare your options

The chart below shows the value of $1,000 over time, starting from the first available date of that investment option, using monthly investment returns.

Super and Transition to retirement

Note: Transition to retirement income stream (TRIS) performance from 1 July 2017 is included in this graph. To compare the performance of TRIS investment options before this date, please see the Retirement income stream graph. 

Retirement income stream

How we invest your money

It’s our job to make your super work harder so you can enjoy greater security in retirement, and that starts with making good investment decisions.

We grow the real value of your savings by delivering competitive returns and managing risk and market volatility. And we put the power back in your hands by offering a range of investment options covering a range of asset classes.

To help you make an informed decision about your investments, we provide help and educational seminars at no extra cost.

So if you’re completely new to investing or just want to know you’re making the right decisions, get in touch with our team of super advisers today.

I want someone to help me make an investment choice

What you need to know

Investment returns can be positive or negative depending on how the market’s performing. This is reflected in the way unit prices regularly move up and down.

Neither the investments of Aware Super nor payments of capital to members are guaranteed by the Trustee.

Past performance is not a reliable indicator nor is it a guarantee of future performance. The value of investments can rise or fall.

First available date for investment options

Diversified investment options Date introduced

High Growth

26 July 1994


28 Jan 1993

Diversified Socially Responsible Investment

1 July 2012

Balanced Growth

26 July 1994

Conservative Growth

28 Jan 1993



Single asset class investment options Date introduced

Australian Equities

17 Oct 2006

Australian Equities Socially Responsible Investment

1 May 2009

International Equities

17 Oct 2006


17 Oct 2006

Australian Fixed Interest

17 Oct 2006

International Fixed Interest

17 Oct 2006


28 Jan 1993

Performance history is not available prior to the date an investment option was introduced.

Please note, on 15 August 2016, the names of three of our diversified options were updated as follows: from Diversified to Growth, from Balanced to Balanced Growth and from Capital Guarded to Conservative Growth.

Reporting of past investment performance following the merger of the Aware Super and Health Super investment options

On 1 July 2012 all Health Super investment options were closed and merged into a comparable (formerly First State Super) Aware Super investment option.

Investment performance for the merged investment options for periods prior to this date are calculated using a weighted average return. Returns are calculated by multiplying the proportion of money in each fund by the investment return of the fund.

View the unmerged past performance to 30 June 2012



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