Investing to suit Ash's stage in life
Ash has been putting money into super for two decades — all the while building a solid foundation of savings for the future. But with a likely retirement age of around 67, that future is still a fair way off, so there are plenty of years ahead to focus on growing those savings even more.
For now, Ash's super in MySuper Lifecycle will keep focusing on achieving strong investment growth, in order to achieve a better result in retirement.
Ash's MySuper Lifecycle investments are designed to gradually change into lower-risk investment options as retirement gets closer, but the first changes won't happen until Ash is 56.
Growing Ash's balance
Ash's super will be invested in the High Growth investment option. Its high allocation to growth assets (such as Australian and international shares), boosts the potential for high investment returns to help grow Ash's savings for many years to come. These investments also tend to carry higher levels of risk. But Ash still has many years of working and contributing ahead, which helps to reduce the impact of any short-term dips in investment markets.
For more information on Ash's projected benefit and investment allocation, download this flyer.
Find out more about how
MySuper Lifecycle works for:
Sam, 28 year old
Younger member, looking to boost his savings early.
View Sam's case studyKim, 57 year old
Member with retirement on her horizon
View Kim's case study