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What we offer

The products and services we offer
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We offer a range of super, investment and insurance options to suit you

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Saving for retirement

Future Saver super account
 

  • Save for retirement during your working years.
  • Available to all Australians.
  • Our MySuper Lifecycle approach automatically tailors your investment mix to your age over time to help you retire with more.
  • If you want to have more control over your super, you can choose your own investment options.
  • Flexible insurance cover to protect you and your family.
  • Competive fees and costs.[F1]
Learn about a Future Saver account

Preparing for retirement

Retirement Transition account

  • Access your super while still working.
  • Available to those who have reached preservation age (60) but are under 65 and still working.
  • Reduce your hours without needing to reduce your take home pay.
  • Invest in our default Retirement Transition investment option Conservative Balanced, or choose from our range of investment options.
  • Lower fees for retirees.[F7]
Learn about a Retirement Transition account

Already in retirement

Retirement Income account
 

  • Turn your super into regular income when you’re retired.
  • Available to those who have retired and can access their super.
  • Our default Retirement Income option, Conservative Balanced, has been designed by our retirement experts with the needs of retirees in mind.
  • If you want to have more control over your super, you can choose your own investment options.
  • Lower fees for retirees.[F7]
Learn about a Retirement income account

MySuper Lifecycle

MySuper Lifecycle is our default investment approach for Future Saver members. It changes the way your super is invested as you get closer to retirement to help maximise returns in your younger years, and reduce the impact of large market falls as you approach retirement.
Learn more about MySuper Lifecycle
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Learn more about investments
How you choose your super to be invested can have a big impact on your retirement savings. We have a range of options that suit your financial goals, no matter where you are in life.
Choose your own investment mix See investment performance Discover what we invest in
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Insurance options
Super is a great way to finance the lifestyle you want when you retire. But having insurance is an important way to safeguard your quality of life - right now.
View our insurance options
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Aware Investment Funds
The Aware Investment Funds allow you to diversify your investments outside of super. See and compare the range of Investment Funds we offer.
Discover investments outside super
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Join Aware Super today, it only takes a few minutes
The right choice today could mean a big difference to your future.
Become a member
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Where to next?

General advice only. Consider your personal objectives, financial situation and needs, which we have not accounted for in this advice, and the PDS and TMD at aware.com.au/pds before acting.  Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 293340), the trustee of Aware Super (ABN 53 226 460 365). 

[F1] Chant West Super Fund Fee Survey March 2026, High Growth [81-95% in growth assets] investment option index and $50,000 account balance. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances. 

[F7] From 1 June 2025, Aware Super lowered the annual administration fee and annual administration fee cap for Retirement Income and Retirement Transition accounts. Amount of fee reduction will vary based on account balance. For more information see www.aware.com.au/pds.