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Investment options & strategies

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Investment options

We offer nine diversified options and six single asset class options.

Diversified options invest in a mix of different asset classes like shares, fixed income and cash.

Single asset class options invest in one asset class only, like our Australian Shares investment option.

Our different investment options suit different risk profiles and retirement goals.

See how each investment option performs over time.

This depends on your investment option or options your super is invested in. For example:

  • Our High Growth option invests in a wide range of asset classes with a strong focus on growth assets – it’s designed for members who seek to maximise long-term returns, who are comfortable with significant fluctuations in the value of their investment.

  • Our Conservative option invests in a wide range of asset classes with a slight focus on defensive assets – it may suit members who seek to protect their savings but are still looking for modest capital growth over the medium term, and who are less comfortable with significant fluctuations in the value of their investments.

You should choose an investment option that aligns with your personal risk tolerance and investment goals.

If you don’t make an investment choice, we’ll invest your super in our default MySuper Lifecycle approach. This uses a combination of three of our diversified investment options (High Growth, Balanced, Conservative Balanced), gradually shifting from mostly growth-focused assets to a more balanced mix of growth and defensive assets as you age.

We also consider the impact of our investments on people and the environment through our responsible ownership approach.

Past performance is not an indicator of future performance. 

Yes, you can switch between investment options at any time, provided you don’t have an investment switch or term deposit application pending. There is no charge for switching investment options.

See what you should consider when changing investment options.

To switch investment options, log in to Member Online or the app.

Go to the Investments tab and then Change investment options.

You’ll see all the available options where you can select your investment options.

Alternatively, you can complete a Change your investment options form and post it to us.

If you need help, call our team on 1300 650 873.

Unit prices are updated each business day. View the latest unit prices

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