New digital advice platform drives 78% uplift in retirees choosing more than minimum pension
25 February 2026
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Retirement Manager™, which launched this month to all eligible Aware Super members 60 and over, helps answer the two most important questions for those in retirement or about to retire: how much can I spend and how long will my money last?
Results of Retirement Manager’s™ pilot phase of more than 5,000 members showed a 78 per cent increase in the relative number of members choosing more than the minimum pension when using it to build their plan.
54 per cent of retiring members typically choose to draw down more than the minimum pension, but this surged to 96 per cent when using Retirement Manager™.
Group Executive Member Growth Steven Travis said the results from the pilot were powerful evidence that Retirement Manager™ was breaking down the barriers to effective retirement planning.
“This is a major breakthrough in retirement planning,” Mr Travis said.
"Retirement Manager™ is giving members the control and confidence to draw a greater income and enjoy their retirement to the fullest."
“When members can build a plan in their own time, optimise it for different scenarios and get immediate feedback on the strength of their plan, it gives them greater confidence to draw down on their savings.”
Retirement Manager™ makes it easy to set up and implement a plan online, including choosing an investment option, modelling different income and spending decisions, and setting up an income stream. It can even estimate government Age Pension eligibility.
Retirement Manager™ gives users an Income Confidence Score that shows them how likely their plan will support their desired income and helps them adjust their plan to boost their score.
Also important is the integration of human help into the Retirement Manager™ experience, with users able to book an appointment with an adviser within the platform to discuss and further refine their plan if they need to.
Mr Travis noted that while Aware Super research found 9 out of 10 Australians were worried about running out of money in retirement, members were leaving up to 25% of their super unspent.
“Retirement Manager™ is not just for implementing a retirement plan, it’s like your always-on adviser throughout your retirement, helping you maximise your income and giving you peace of mind that you’re on the right track,” Mr Travis said.
“We believe it will help our members manage their money more effectively throughout their retirement.”
Retirement Manager™ builds on the success of My Retirement Planner™, which has helped more than 165,000 Aware Super members in the accumulation phase model their retirement goals and devise an appropriate savings plan.