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Get financial advice

Aware Super financial planners can help you make confident decisions about your super and retirement. Aware Super planners are scheme experts who have been working with State Super for over 30 years. Seeking advice can make a big difference to your life in retirement.

We’re here to help

Your first appointment with an Aware Super financial planner is free of cost or obligation.

Meet in person or online

You can meet with a planner either in person or talk to them on the phone.

Get specialised advice

You can also speak to an aged care or estate planning specialist.

Your advice options

Aware Super offer a range of advice options for State Super members.

Comprehensive advice

Reach your goals through achievable steps with help from a financial planner, who’ll take a holistic view of your personal situation and work through complex financial matters. The areas covered will depend on your circumstances and what you want to achieve.

Aged care advice

Understand how the costs of aged care apply to you, a parent or a loved one. Our dedicated aged care specialists understand the system and can talk you through the financial complexities of aged care.

Estate planning advice

More than just having a will, estate planning takes into account your wishes and choices for the future. From deciding who will make financial, medical and personal decisions if you no longer can yourself, through to who will look after your estate and receive your assets when you die, our estate planning lawyers1 can help you make the best decisions for you.

Make the most of your first appointment

Your Aware Super financial planner will use the first meeting to find out what’s important to you and what you want to achieve. There’s no charge or obligation to move to a full plan, and they’ll explain any next steps, fees and charges before progressing.

This checklist provides you with a list of the things you can get ready ahead of your first appointment.

Where to next?

Get advice

Our financial planners are experienced in your State Super scheme. They can help you plan for a successful retirement.

Attend an exclusive member event

Join a live seminar or webinar hosted by our experienced super experts, where they break down complex super and finance information into easy-to-understand topics.

This information is of a general nature only. Before taking any action, you should consider your personal circumstances, financial situation and needs, and if appropriate seek professional advice. It does not contain any recommendations to you in relation to current products that you hold.

Please read our product disclosure statement and Target Market Determination (TMD) available at before making any decision about Aware products.

Financial planning services are provided by Aware Financial Services Australia Limited (AFSAL) (ABN 86 003 742 756, AFSL 238430), a wholly owned by Aware Super. Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 29330). You should read the Financial Services Guide before making a decision about using AFSAL services.

1 Estate Planning advice is provided under Aware Super Legal Pty Ltd ABN 91 606 835 170