Types of insurance we offer
You can apply for new cover or change your existing cover at any time. We offer three types of insurance through super.
Types of insurance we offer
Death cover
Give your loved ones financial protection if you become terminally ill or die.
Total and permanent disablement cover
Get financial protection if you become permanently disabled and are unlikely to ever work again.
Income protection cover
A monthly benefit to help you meet your living expenses if you can’t work for a period due to injury or illness.
Generally, new members aren't eligible to get automatic cover until they are:
- at least 25 years of age, and
- have an account balance of at least $6,000.
However some occupations involve higher risk and make it harder to get insurance. For those roles, we may apply a ‘dangerous occupation exception’.
This exception currenlt applies to members working in emergency services, which may make them eligible for automatic cover sooner.
You can find the eligibility criteria in the relevant Insurance handbook.
Other ways to change your insurance
Transfer your cover
If you have insurance with another company or super fund, you can apply to transfer it to us. You cannot apply to transfer and then keep your old insurance. You should be aware that you are transferring your cover amount and not the terms and conditions.
Life events cover
Life events can be occasions such as getting married, having a child or buying your own home. For a full list of life events refer to the relevant Insurance Handbook.
