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Retirement plans don’t always go to plan. Here’s how to stay on track anyway

Retirement isn’t a straight line. Plans can change — and that’s okay. Whether you’re thinking about how much is actually enough, dealing with a curveball like early retirement or wondering what to do when the market’s shaky, this edition is here to help.

These articles are all about helping you feel more in control, no matter what your retirement journey looks like.

What does a comfortable retirement really look like?

Well, define “comfortable”. In this article, we unpack the numbers, explore common expectations and explain how many Australians may already be closer than they think.

Learn more about planning for retirement

Ask an Expert: With all this market volatility, should I switch my investments to cash?

Markets go up and down, but your super’s a long-term investment that’s designed to last you decades. If recent headlines have you thinking about pulling your money out, this article explores why it’s important to pause, get advice and think long-term before making any big decisions.

Learn more about market volatility

SASS deferred member? Learn more about market volatility  

Retirement planning isn’t just about money—it’s about your time, too

You’ll gain thousands of extra hours in retirement — so how will you spend them? While financial planning is key, so is thinking about your routine, relationships and sense of purpose. This piece looks at how to turn unstructured hours into deeply rewarding time.

Learn more about preparing for retirement

What happens to my SASS benefit if I don’t get to choose when to retire?

Are you considering early retirement? Whether you feel ready to retire or need to care for a loved one, it's important to understand what happens to your SASS account if you decide to retire early.

Discover more about your options when plans change

SASS deferred member? Read more about your options

Market outlook

Stay up to date with the latest investment insights. Our market analysis breaks down the trends you need to know.

Read more

We’d love to hear your thoughts

How do you manage your retirement savings in volatile times? 
 

  • I know my investment options and review them regularly
  • I’m not too worried, I’m happy to ride the ups and downs
  • I’m worried and considering cashing out

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Looking for another SASS Wise edition?

We’ve got all of our SASS Wise newsletters in one place, so you can find the latest news and stories whenever you need.

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General advice only. Consider your objectives, financial situation or needs, which have not been accounted for in this information and read the relevant PDS and TMD before deciding to acquire, or continue to hold, any financial product. Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super. You should read the Financial Services Guide, before deciding about our financial planning services. Issued by Aware Super Pty Ltd (ABN 11 118 202 672, AFSL 293340), trustee of Aware Super (ABN 53 226 460 365)