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awards information. Awards and ratings are only one factor to be considered when choosing a super fund.
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Your super Register
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Your super
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Your super Campaign (Brand Initiatives)
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Members can access a range of in-person and online events on a range of super and finance topics.

Education events

Contact
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  • Make sure you’re prepared to lead the lifestyle you want when you retire.
  • Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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Still in the building phase
  • Make sure you’re prepared to lead the lifestyle you want when you retire.
  • Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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Still in the building phase
  • Make sure you’re prepared to lead the lifestyle you want when you retire.
  • Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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  1. Make sure you’re prepared to lead the lifestyle you want when you retire.
  2. Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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  1. Make sure you’re prepared to lead the lifestyle you want when you retire.
  2. Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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  1. Make sure you’re prepared to lead the lifestyle you want when you retire.
  2. Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Still in the building phase icon

Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Still in the building phase icon

Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Still in the building phase icon

Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Make sure you’re prepared to lead the lifestyle you want when you retire.

Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.

Your super
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Thanks for letting us know

That’s the first step done. You’ll receive a confirmation email shortly containing a claim pack.

Within 10 business days, your dedicated Case Manager will be in touch with detailed information about the member’s account and the specific documents you’ll need to submit your claim.

But don’t worry — we’re here if you need us.

If you haven’t heard from your Case Manager after this time, or if you need urgent help, just give us a call on 1300 650 873.

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Members in our Future Saver High Growth option have earned a top 5 super return of 9.07% p.a. over 15 years.[P9] That’s good news now – even better for retirement.
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Members in our Future Saver High Growth option have earned a top 5 super return of 9.07% p.a. over 15 years.[P9] That’s good news now – even better for retirement.
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Members in our Future Saver High Growth option have earned a top 5 super return of 9.07% p.a. over 15 years.[P9] That’s good news now – even better for retirement.

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We’ve won SuperRatings' Fund of the Year 2025 & 2026 and Chant West’s Pension Fund of the Year for 2024 & 2025.[A2]

Whether retirement is 2 or 20 years away, you can feel confident about your super and your future. 

 

Hyperlink: State Super

 

Superscript : Aware Super’s Retirement Income account 

testimonial : Aware Super’s Retirement Income account has competitive fees[F1]  which can make a real difference to your super balance over your retirement.

Disclaimer: Aware Super’s Retirement Income account has competitive fees[F1]  which can make a real difference to your super balance over your retirement.

statement headline: Aware Super’s Retirement Income account has competitive fees[F1]  which can make a real difference to your super balance over your retirement.

 

 

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Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

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Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

Men’s Health: From Risk to Resilience
true

Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

testing 

Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

Men’s Health: From Risk to Resilience
true

Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

testing 

Retiree fees just got lower. Again.

We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.

Men’s Health: From Risk to Resilience
Practical Ways to Support Healthy Ageing

Super payment due dates

You must pay super for eligible employees. Payments must be received by the employee’s fund on or before the quarterly super due dates.

You can make payments more frequently, but you’ll still need to make sure your employees’ super fund receive their super guarantee contribution by the due date

How much super do you need to pay

The super guarantee (SG) rate is the minimum amount employers must pay into an employee’s super fund. 

The SG rate in Australia is 12% of an employee’s ordinary time earnings. 

Generally, an emloyee must be paid super if they're:

  • 18 years old or over
  • under 18 years and work more than 30 hours per week   
Adviser
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We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.
Forms and documents
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Men’s Health: From Risk to Resilience

How much super do you need to pay

The super guarantee (SG) rate is the minimum amount employers must pay into an employee’s super fund. 

The SG rate in Australia is 12% of an employee’s ordinary time earnings. 

Generally, an emloyee must be paid super if they're:

  • 18 years old or over
  • under 18 years and work more than 30 hours per week   
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Members in our Future Saver High Growth option have earned a top 5 super return of 9.07% p.a. over 15 years.[P9] That’s good news now – even better for retirement.
Still in the building phase icon
  1. Make sure you’re prepared to lead the lifestyle you want when you retire.
  2. Learn how you can continue to grow your super now while you’re working, and get familiar with what retirement products are right for you, so you’re fully prepared to take the next step with confidence.
Your super
People in front of screen
Helping Women Thrive: Navigating Menopause and Midlife Health
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Super Information 11th aug
  • Payday Super
    Payday Super will come into effect from 1 July 2026.
    Learn more
     
  • Retirement Bonus
    If your employee is approaching retirement age or looking to retire, they could be eligible for a Retirement Bonus. Subject to eligibility requirements.
    Find out more
     
  • Super health and advice

    Do your employees have questions about their super? We offer a Super helpful check-in to all members at no extra cost. Aware Super Accumulation, RIS and TRIS members can access simple advice from a superannuation adviser at no extra cost as part of their membership. A fee is charged for comprehensive advice. Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super.
    Learn more
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Insurance Handbook Heritage TelstraSuper Personal Plus
PDF (3 MB)
Investment and Fees Handbook
PDF (1 MB)
Super Handbook
PDF (648 KB)
Future Saver PDS - Ambulance Officers
PDF (365 KB)
Retirement Income PDS
PDF (2 MB)
Aware Super Defined Benefit - Telstra Plan PDS
PDF (7 MB)
Insurance Handbook - Telstra Group and Associated Employers
PDF (1018 KB)
Term Allocated Pension Product Disclosure Statement
PDF (4 MB)
Insurance Handbook - NSW Police Officers
PDF (1 MB)
Retirement income stream
PDF (2 MB)
Future Saver PDS
PDF (1 MB)
Investment Funds PDS
PDF (1 MB)
Insurance Handbook - Ambulance
PDF (1 MB)
Insurance Handbook - Employer Sponsored and Personal
PDF (1 MB)
Insurance Handbook - Xylem Water Solutions
PDF (1 MB)
Future Saver PDS - NSW Police Officers
PDF (366 KB)
Transition to retirement income stream
PDF (2 MB)
Refund of contributions
PDF (63 KB)
Refund of contributions
PDF (63 KB)
AS-Accumulation-Balanced-Growth
XLSX (270 KB)
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We’ve reduced admin fees* twice in under 12 months for Retirement Income, Retirement Transition and Term Allocated Pension accounts.
Forms and documents