Skip to main content

Upcoming Planned Outage: We’re making important changes to our systems between 7 May (from 5pm) and 11 May (12pm midday). During this time, changes to your account won't be possible, but in most cases, you’ll still be able to log in and view your account balance. Find out more

Carry forward rule and before-tax contributions

2025    |    3min watch

If you didn't reach the contribution cap from previous years, you may be able to carry forward your unused cap amounts and use them this year or even in later years.