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How much super do you need to pay

The super guarantee (SG) rate is the minimum amount employers must pay into an employee’s super fund. 

The SG rate in Australia is 12% of an employee’s ordinary time earnings. 

Generally, an emloyee must be paid super if they're:

  • 18 years old or over
  • under 18 years and work more than 30 hours per week    

Super payment due dates

From 1 July 2026, Super Guarantee (SG) contributions are paid each pay cycle.  

  • SG contributions are generally due within seven business days of payday. 
  • For new employees or payments to a super fund for the first time, you will have 20 business days from payday to make the first contribution. 

You must pay super for eligible employees. You can make payments more frequently, but you’ll still need to make sure your employees’ super fund receive their SG contribution within legislative timeframes. 

 

Help your team learn to make the most of their super

Our new Learn Hub has plenty of expert insights and tools to help your team members. From simple tips on growing your super, to super helpful information about planning for retirement, we’ve got you covered.

Start learning today

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[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit Grow your super for more information.