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Why choose Aware Super as your default fund?

Strong long-term performance

We're one of Australia’s largest profit-for-members funds with award winning performance. A top-10 return of 8.98% p.a. over ten years to 31 December 2024 is great news for our members in our High Growth option.[P1]

Seamless account set up for new employees

Easily open Future Saver accounts for new employees from their first contribution. Your employees have access to the employer-sponsored insurance product within their account.

Manage, reconcile and report simply

With the Aware Super Clearing House, you can pay your employees’ super in one spot - regardless of what fund they’re with.

Dedicated support when you need it

Access our employer support team - dedicated to help you with any super help or questions you have. Aware Super members can access our education events.

How to make Aware Super your default fund

Register in three easy steps:
 

  • Grab your ABN and email address
  • Complete the online registration form
  • We’ll email you your insurance rating and Fund Employer Number (FEN).

Get set up on the Clearing House

Registered as an employer and ready to set up Clearing House? Or want to make payments to employees who are Aware Super members? Great, you’ll need to have the following details and then give us a call:

  1. Your ABN
  2. Email address
  3. Banking details
     

Contact us

How to make payments

FAQ

All employers need to have a nominated (default) fund which offers an APRA approved MySuper product. As an employer, you must select a default super fund that you will pay your employee's super into if they:
 

  • haven't chosen a fund, and 
  • don't have a stapled super fund. 

No - there are no fees or costs involved in becoming a registered employer with us, for the support provided to you as an employer, or for the use of the Aware Super clearing house via SuperChoice.

SuperStream is part of the Stronger Super reforms aimed at improving the superannuation system. All employers must pay the employee superannuation guarantee (SG) contributions electronically to their employees’ superannuation funds.

This means you’ll need to:
 

  • make contribution payments electronically
  • include mandatory SuperStream data needed to manage your employees’ records
  • use a SuperStream compliant method to pay contributions to your employee's super fund, for example a clearing house service.

As a registered employer, you are assigned an insurance category based on the general nature of the work your employees do. This effects the cost to your employee of the insurance offered or provided through their superannuation. The cost of insurance rises from Low Risk through to Medium Risk to High Risk.

Speak to the employer support team

Call us on 1300 878 737 Monday to Friday 8:30am to 5:30pm (AEST / AEDT).

[P1] Aware Super's High Growth option return over 10 years to 31 December 2024. SuperRatings Fund Crediting Rate Survey, December 2024. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.