As one of Australia’s largest profit-for-members funds, Aware Super always remembers whose money it is and whose future they’re looking after.
If you choose to grow your super with Aware Super, you’re choosing a fund that is committed to delivering strong long-term returns.2
If you become an Aware Super member, Xylem Water will subsidise the cost of any automatic insurance cover during your employment.
On becoming a member, and subject to eligibility, you'll receive death and total and permanent disablement (TPD) cover automatically, based on the following formula: 10% x Salary x Years and complete months remaining to age 70 (as calculated by the total number of months divided by 12).
When your automatic insurance starts, the cost of this cover will be deducted from your account. Xylem Water will then pay an additional contribution into your super account to subsidise the cost of this cover. These amounts will count towards your concessional contributions cap.
For further information, please refer to the Insurance Handbook - Xylem Water Solutions Australia Limited.
Access easily downloadable documents and forms for your needs.
Use this form to apply for, or increase existing, death, total and permanent disablement (TPD) and Income Protection (IP) cover.
Use this form to apply for IP Express cover. IP Express cover is only available if you don’t already have Income Protection (IP) cover with us.
Use this form to transfer any insurance from another life insurance policy or another superannuation fund, to Aware Super.
Use this form to apply for death, total permanent disablement (TPD), and income protection (IP) cover due to a life event.
Use this form to opt out of receiving automatic cover should you become eligible.
Use this form within the Reinstatement Period to reinstate your cover if it was cancelled because you’re under age 25 and/or your account balance hasn’t reached $6,000.
Download the super choice form at aware.com.au/superchoiceform.
Send the completed form to your HR team or payroll and Aware Super will take it from there.
Look out for an email with your new account details.
If you were invested in Aware Super’s High Growth option over the last 10 years, on average you would have grown your money by a strong 9.63% p.a.[P1]
Strong long-term returns along with competitive fees may mean you can retire with more money in your super balance.
MySuper Lifecycle. It really does revolve around you.
This investment approach will fine-tune your investment mix over time to help you retire with more. It’s a smart investment approach that puts you at its centre.
When you’re younger, you might want to invest in high growth options.
After you turn 56, it will automatically reduce your exposure to market ups-and-downs. This makes your super less risky as you start to think about retirement.
MySuper Lifecycle helps you grow your super savings while you’re young and manage investment risk as you get closer to and in retirement.
All Aware Super members can book a 45-minute video call to talk to a qualified financial adviser. It’s all included as part of your membership, so there’s nothing extra to pay.[AD2]
In a super helpful check in, you can talk to the adviser about how much super you need for retirement, whether you’re on track to save this amount before you retire and what changes you could make to grow your retirement savings.
Resources and tools that make navigating your superannuation and retirement options super simple.
Helping you retire with confidence takes more than doing just one thing well.
Aware Super has won Chant West’s Pension Fund of the Year three years in a row, Super Fund of the Year for the second time in three years, plus Best Fund: Member Services back-to-back.[A6] We’re also SuperRatings' Fund of the Year for 2025 and 2026.[A5]
2 SuperRatings Fund Crediting Rate Survey, March 2025. Based on SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
[A3] Awards and ratings are only one factor to be taken into account when choosing a super fund. Past performance is not an indication of future performance.
[A6] Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872 / AFS Rep No. 1280401 Chant West Awards issued 27 May 2026 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/
[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.
[P1] Aware Super's High Growth option return over 10 years to 30 June 2026. SuperRatings Fund Crediting Rate Survey, June 2026. Based on the SR Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
