Are you missing out on lost super?
In 2024, Australians had over $17 billion1 in lost and unclaimed super. Is some of this in your state?
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It's easy to find and consolidate your lost super
Our simple online tool will find and combine super from your other funds, plus any lost or unclaimed super that may be held by the Australian Taxation Office, into your Aware Super account. [C1]
^Lost and unclaimed super by location, June 2020, Australian Taxation Office
What our members say about consolidation2
Was easy to join & transfer my funds from my old fund.
Sally 52 yo, Aware Super member
Consolidate online
To consolidate online, all you need is an Aware Super Member Online account.[C1]
- Get started by selecting the button below. You'll need to log in to begin your search.
- Once you’ve logged in, go to the contributions tab and select 'consolidate' from the drop-down menu.
- You may be asked to verify your identity e.g. driver’s license and Medicare card.
- A PIN code will be sent to your mobile to verify it’s you.
- Review the super we’ve found and click the 'consolidate' button.
Mobile app
To consolidate in the app you need online access to log into your account.[C1] If you don't have the app yet, you can download it from the Apple Store or from Google Play.
- Log in to the Aware Super app
- On the 'Accounts' screen select 'Consolidate now'.
- You may be asked to verify your identity e.g. driver’s license and Medicare card.
- A PIN code will be sent to your mobile to verify it’s you.
- Review the super we’ve found and click the ‘consolidate’ button.
[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.
If you have insurance with another super fund you can apply to transfer it to us before you combine your super. It’s also a great time to make sure your insurance still suits your current situation. Find out more.
Why consolidate your super?
Your super is your hard-earned money, so consider combining your multiple super accounts into one.
You could save on fees
Having more than one super account means you could be paying multiple fees.
More for you
A difference in fees can make a difference to your balance when you retire.
Super Fund of the Year and Pension Fund of the Year 2024
These awards recognise Aware Super’s excellence across a range of key criteria including: investments, member services, fees, and organisational strength.[A3]
The Pension Fund of the Year award also considers how Aware Super adapts its offering to the differing priorities and demands in the retirement phase of life.[A6]
Disclaimer:
1 Source: Australian Taxation Office (ATO) 30 June 2024
2 The members have provided their consent to the materials and statements attributed to them, in the form and context in which they appear and have not withdrawn this consent as at the date of preparation. The views expressed here belong to the individuals concerned and are not necessarily the views of Aware Super Pty Ltd. No warranty as to the accuracy or completeness of this information is given and no responsibility is accepted by Aware Super Pty Ltd or its employees for any loss or damage arising from reliance on the information provided. This information should not be construed as advice, whether it be general or personal advice, nor should it be substituted for obtaining professional financial, legal or tax advice.
[A3] Awards and ratings are only one factor to be taken into account when choosing a super fund. Past performance is not an indication of future performance.
[A6] Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 22 May 2024 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at chantwest.com.au/fund-awards/about-the-awards
[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.