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How to consolidate with Aware Super

It’s quick and easy to search for super from your other funds, as well as lost super that may be sitting with the ATO using our online tool2.

Consolidate online

To consolidate online, all you need is an Aware Super Member Online account.
 

  1. Get started by selecting the button below. You'll need to log in to begin your search.
  2. Once you’ve logged in, go to the contributions tab and select 'consolidate' from the drop-down menu.
  3. You may be asked to verify your identity e.g. driver’s license and Medicare card.
  4. A PIN code will be sent to your mobile to verify it’s you.
  5. Review the super we’ve found and click the 'consolidate' button.

Mobile app

To consolidate in the app you need online access to log into your account. If you don't have the app yet, you can download it from the Apple Store or from Google Play.
 

  1. Log in to the Aware Super app
  2. On the 'Accounts' screen select 'Consolidate now'.
  3. You may be asked to verify your identity e.g. driver’s license and Medicare card.
  4. A PIN code will be sent to your mobile to verify it’s you.
  5. Review the super we’ve found and click the ‘consolidate’ button.

Alternatively, you can consolidate your super by downloading our consolidation form (PDF, 218kB).

 

Before you consolidate

Everyone’s situation is different, and we can’t tell you whether you should consolidate as we haven’t considered your financial situation. Before you decide to consolidate, compare your options and consider any fees and loss of insurance from your other fund to make sure rolling over is right for you.

Why consolidate your super?

Your super is your hard-earned money, so consider combining your multiple super accounts into one.

You could save on fees

Having more than one super account means you could be paying multiple fees.

Keep track of your super more easily with just one account.

More for you

A bigger balance invested now, could mean more for you when you retire. 

We're here to help

We offer a range of advice options depending on what you’d like to achieve, and the complexity of your financial situation. Take advantage of simple advice over the phone about your super account (at no extra cost), or for more complex needs, our expert financial planners can help3.


Disclaimer:

1 For more information on our awards and ratings visit: https://aware.com.au/about/culture/awards

2 Consider any exit charges or other costs that your other fund(s) may charge, including any tax implications arising from the rollover. You may lose benefits such as insurance in the other fund or there may be other implications such as capital gains tax if you request a transfer. We recommend you contact the other fund for any information about your benefit entitlements including any fees or charges that apply to the transfer.

3 Fees are payable for comprehensive advice, including about your financial situation outside super. If you decide to move forward with comprehensive financial planning, we’ll explain our fees before you begin.

Financial planning services are provided by our wholly owned financial planning business Aware Financial Services Australia Limited, ABN 86 003 742 756, AFSL No. 238430.