Skip to main content

Helping you retire with more

Open a Retirement Income account with us and you could receive an instant balance top-up, helping you retire with more. The bonus works out to be 0.65% on the amount you transfer, up to a $1.9 million cap, so you could get up to $12,350 if you're eligible. 

Log into Member Online to calculate your bonus.

No application required

You don’t have to apply – you’ll receive your Retirement Bonus automatically if you’re eligible.

Stop working, keep earning

Your balance stays invested - so it can keep growing as you enjoy your retirement.[M5]

Tax free bonus

Your Retirement Bonus is tax free, along with your balance, investment returns and income payments.1

How to calculate your Retirement Bonus

Based on your average daily balance over 12 months before you open a Retirement Income account, the amount you transfer in, and the investment choices you pick, you could receive a bonus up to $12,350.

To find out how much you could receive, log into Member Online and visit the Retirement Bonus calculator.

Scroll table horizontally on mobile

Account Balance used for calculation  Retirement Bonus
$250,000 $1,625

$500,000

$3,250

$750,000

$4,875

$1,000,000

$6,500

$1,250,000

$8,125

$1,500,000

$9,750

$1,750,000

$11,375

$1,900,000

$12,350


*This table is a guide only. To find out how much you could receive, log into Member Online and go to the Retirement Bonus calculator.

How to know if you're eligible

  • You need to be a current Aware Super member for at least 12 months, and
  • You need to open a Retirement Income account
    • with a minimum transfer of $20,000 from your Future Saver or Retirement Transition account on or after 18 November 2024,
    • have money invested in any investment option other than Cash or Term Deposits.

Super Fund of the Year + Pension Fund of the Year 2024

We’ve been recognised for excellence across a range of key criteria including: investments, member services, fees, and organisational strength. The Pension Fund of the Year award also considers how we look after members in retirement.[A6]  

Plus, we deliver what members want: friendly customer support and our easy-to-use website and app. This means more time, money and confidence for you to enjoy in retirement.

Your retirement planning guide and checklist

Giving up work and living off your retirement savings takes planning. Understand your options and how to get to the best retirement for you. 

Our Retirement Guide is a helpful place to start. You’ll find: 
 

  • Answers to common questions about retirement
  • Stories from other members 
  • Tools to help you plan ahead

Book a Retire Ready Check-in

Discuss your Retirement Bonus calculation and eligibility with an expert. Book a Retire Ready Check-in with a dedicated adviser to help set you up for retirement – at no extra cost.[AD2]

* Subject to eligibility requirements.

1 Subject to current tax laws as at October 2024.

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.

[A6] Chant West - Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 22 May 2024 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Visit Chant West Awards for full details.

Need help?