Join over 23,000 members who’ve already received over $52 million in bonuses. The second increase in two years on 30 November 2026 goes up from 0.70% to 0.80%, so you get even more to spend on the things you love.
It’s automatically added to your balance when you open a Retirement Income account,[M5] if you’re eligible.
| Account balance | Old Retirement Bonus 0.70% | New Retirement Bonus 0.80%* |
|---|---|---|
| $250,000 | $1,750 | $2,000 |
| $500,000 | $3,500 | $4,000 |
| $1,000,000 | $7,000 | $8,000 |
| $1,500,000 | $10,500 | $12,000 |
| $2,000,000 | $14,000 | $16,000 |
The Retirement Bonus is calculated a percentage of your average daily account balance in the investment options you hold, excluding Cash or Term Deposits (referred to as your eligible average daily account balance) over the 6 months prior to your Retirement Income account being opened. We calculate the daily balance for each investment option you hold (excluding Cash and Term Deposits) and divide it by the number of calendar days in the period.
Estimate how much you might be eligible to receive, which will depend on your exact super balance.
| Account Balance | Retirement Bonus 0.70% | New Retirement Bonus* 0.80% |
|---|---|---|
| $250,000 | $1,750 | $2,000 |
| $500,000 | $3,500 | $4,000 |
| $750,000 | $5,250 | $6,000 |
| $1,000,000 | $7,000 | $8,000 |
| $1,250,000 | $8,750 | $10,000 |
| $1,500,000 | $10,500 | $12,000 |
| $2,000,000 | $14,000 | $16,000 |
*New Retirement Bonus effective 30 November 2026. This table is a guide only. To find out how much you could receive, log into Member Online and go to the Retirement Bonus calculator.
^ To find out how much you could receive with the new Retirement Bonus of 0.80%, log into Member Online and visit the Retirement Bonus calculator on after 30 November 2026.
* New Retirement Bonus effective 30 November 2026. This table is a guide only. To find out how much you could receive, log into Member Online and go to the Retirement Bonus calculator.
[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.
[M5] Retirement income and investment earnings are not guaranteed. Payments will cease once the account balance is depleted.
[M6] Eligibility criteria apply. The payment of the Retirement Bonus is at the discretion of Aware Super. We reserve the right to change or stop offering the Retirement Bonus at any time, without notice. The Retirement Bonus is calculated and applied at the time your Retirement Income account commences and may differ from any estimate you have previously obtained. If you withdraw 50% or more of your Retirement Income account starting balance within 12 months of opening the account, Aware Super reserves the right to deduct the Retirement Bonus from your Retirement Income account. Withdrawals include lump sum payments, rollovers, regular income payments, and one-off income payments.
[A6] Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872 / AFS Rep No. 1280401 Chant West Awards issued 27 May 2026 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/
