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The super helpful super fund

Competitive fees[F1]

Lower than the average of many retail super funds.

Long-term performer[P1]

Helping you retire with more.

Award winning fund[A3]

Recognised for value, performance, and responsibility.

What does it mean to be super helpful?

Aware Super is focused on helping you understand your super better. With us, you’re backed by one of Australia’s largest industry super funds that delivers you strong returns[P1], competitive fees[F1], and quality investments to grow your super.

Discover how you can best prepare yourself for a comfortable retirement – whatever that looks like for you.

Super helpful long-term returns

Strong returns help grow your super. We delivered healthy returns of 9.58% p.a.[P1] for the 10 years to 30 September 2025, with double-digit returns of 11.68% for the year in our High Growth option.

And while we invest to deliver long-term returns, we also invest responsibly. Managing environmental, social and governance risks in our portfolio is key to delivering members' retirement outcomes.

Super investments

We invest your super in a wide range of different assets in Australia and around the world. Our large, diversified portfolio includes listed investments, like shares and bonds, as well unlisted investments in sectors like infrastructure and property.

Here are some examples:

Renewables

Through PowAR and Tilt Renewables, we’re backing some of Australia’s largest wind and solar energy projects.

Hospitals

Bendigo and Sunshine coast University Hospitals support over 160,000 patients annually.

Technology

We invest in the digital economy through fibre and network companies, like Vocus in Australia and data centres, like Switch in the US.

Living

We invest where people live, work and retire - in retirement villages in Australia as well as build-to-rent apartments in Australia and overseas.

Not yet a member?

Join Aware Super, an award winning fund^

Super helpful investment options

You’ve got 15 investment options to choose from to suit your savings goals.

Our default MySuper Lifecycle approach automatically adjusts your investment mix over time, to help grow your super as much as possible when you’re young and reduce risk as you get older. We also offer low-fee Indexed options, and Socially Conscious options.

You can review and switch your investment options anytime via our online portal, Member Online, or the Aware Super app.

A choice to suit your stage

Accumulation

Accumulation is where you’re invested while you’re working and contributing to your super. Our accumulation options are called Future Saver.

Retirement Transition

If you’re between 60-64 years old, our Retirement Transition accounts let you access some of your super while you’re still working.

Retirement Income

When you retire you can turn your super into a Retirement Income account which pays you a regular income.

Responsible ownership

We believe in delivering returns responsibly. This means considering the impact of environmental, social and governance factors before we invest, and as active owners of assets.

Learn more about our Responsible Ownership approach.

Real members. Real impact.

“The best guidance we got was from an Aware Super retirement seminar we went to. It just opened our eyes to income streams and the transition to retirement.”

 

Alain, 62^

 

Feel good your super is with an award-winning fund

From your first day of work and throughout your retirement, enjoy products and services that are backed by a range of awards and top ratings.[A2]
Award logos specifically for Accumulation members

Not yet a member?

Join Aware Super in 3 easy steps.

*Aware Super’s High Growth option return over 1 year to 30 June 2025. SuperRatings Fund Crediting Rate Survey, June 2025. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.

** Thermal coal exclusion is direct investments in companies that generate 10% or more of their revenues directly from mining thermal or energy coal.

^The member has provided their consent to the materials and statements attributed to them, in the form and context in which they appear and have not withdrawn this consent as at the date of preparation.

Retirement income and investment earnings are not guaranteed. Payments will cease once the account balance is depleted.

[A3] Awards and ratings are only one factor to be taken into account when choosing a super fund. Past performance is not an indication of future performance.

[A5] The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings), a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit SuperRatings for ratings information. © 2025 SuperRatings. All rights reserved.

[F1] Chant West Super Fund Fee Survey June 2025, High Growth [81-95% in growth assets] investment option index and $50,000 account balance. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances. Aware Super’s High Growth option as published in the Aware Super Future Saver PDS.

[P1] Aware Super's High Growth option return over 10 years to 31 December 2025. SuperRatings Fund Crediting Rate Survey, December 2025. Based on the SR Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.