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Retirement just a tick away? Aware Super can help.


As Chant West’s Pension Fund of the Year in 2024 and 2025[A2], we’ll keep working hard to grow your future – long after your working life slows down. Aware Super is one of Australia’s largest profit-for-members super and retirement funds. Over 1.1 million Aussies already trust us to invest their superannuation savings.

Pay yourself a regular income, tax-free!

A Retirement Income account offers tax free earnings and tax free withdrawals, so you can spend your hard-earned retirement savings on the things you love. 

Choose how much and how often you’d like to receive payments from your super. Get it paid into your nominated account, so it’s just like payday.[M5]

6.76% p.a. returned over 10 years

Our track record of delivering strong, long-term returns saw the Retirement Income Conservative Balanced option deliver a strong 6.76% p.a. over 10 years to 30 June 2025[P6].

3 steps to setting up your Retirement Income account

If you are 60 and meet the eligibility criteria to access your superannuation savings, you may want to set up a Retirement Income account which is also known as an Account Based Pension. Our Retirement Income accounts (and Retirement Transition accounts) offer tax free earnings and tax free withdrawals, so you can spend your hard-earned retirement savings on the things you love.

Choose the account for you

Generally you can open a retirement account when you turn 60. Simply tell us a little bit about yourself and we’ll help you find the right account for your circumstances. 

Join Aware Super

Next step – move your money into an Aware Super Future Saver account. Once the transfer of all your money has been finalised, we’ll automatically transfer it into your new retirement account.[C1]

Set up your retirement account

Once your money has landed, you're in control of how it’s invested, how much and how often you pay yourself to enjoy the retirement you’ve earned.[I6]

Super helpful services and benefits for when you’re approaching retirement

Get expert help at any life stage

Online, over the phone or in person - we have advice[AD1] and guidance available. We'll help you save, invest and live the life you want.

Use our retirement calculator

More than just a retirement calculator, My Retirement Plannerᵀᴹ estimates how much you’ll need in retirement based on your current situation and future lifestyle goals. Plus, get a step-by-step action plan.

Attend a webinar or seminar

To better understand your options in retirement, hear from our retirement experts.

Discover our super helpful tools

Our range of digital tools and calculators can help you get on your way to achieving your savings goals, set up a budget, check your insurance needs, and plan for retirement.

 

Download our mobile app

The Aware Super mobile app gives you anywhere, anytime access to your retirement account.

 

Not quite ready to retire?

A transition-to-retirement account lets you withdraw your super savings as regular income while you’re still working.

 

Pension Fund of the Year 2024 & 2025

Pension Fund of the Year has been awarded to us back-to-back, and it reflects our ability to adapt our retirement offerings and meet our members' needs at that stage in their life.

The Best Fund: Member Services 2025 award recognises our dedication to supporting members with outstanding service and care, and to make the most out of their super[A6].

It’s good news for us, even better news for our members.

Ready to find your rhythm of retirement?

The right choice today could mean a big difference for your future.

[A2] Visit aware.com.au/awards for awards information. Awards and ratings are only one factor to be considered when choosing a super fund.

[A6] Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 21st May 2025 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/

[AD1] Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super. 

[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.

[I6] Retirement income and investment earnings are not guaranteed. Payments will cease once the account is depleted.

[P6] Aware Super's Retirement Income Conservative Balanced option return over 10 years to 30 June 2025. SuperRatings Pension Fund Crediting Rate Survey, June 2025. Based on the SRP25 Conservative Balanced (41-59) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.

* Subject to eligibility requirements.