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Are you missing out on lost super?

In 2022, Australians had $16 billion* in lost and unclaimed super. Is some of this yours?

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^Lost and unclaimed super by location, June 2020, Australian Taxation Office

It's easy to find and consolidate your lost super

Our simple online tool will find and combine super from your other funds, plus any lost or unclaimed super that may be held by the Australian Taxation Office, into your Aware Super account.

Consolidate online

To consolidate online, all you need is an Aware Super Member Online account.
 

  1. Get started by selecting the button below. You'll need to log in to begin your search.
  2. Once you’ve logged in, go to the contributions tab and select 'consolidate' from the drop-down menu.
  3. You may be asked to verify your identity e.g. driver’s license and Medicare card.
  4. A PIN code will be sent to your mobile to verify it’s you.
  5. Review the super we’ve found and click the 'consolidate' button.

Mobile app

To consolidate in the app you need online access to log into your account. If you don't have the app yet, you can download it from the Apple Store or from Google Play.
 

  1. Log in to the Aware Super app
  2. On the 'Accounts' screen select 'Consolidate now'.
  3. You may be asked to verify your identity e.g. driver’s license and Medicare card.
  4. A PIN code will be sent to your mobile to verify it’s you.
  5. Review the super we’ve found and click the ‘consolidate’ button.

Before you consolidate

Everyone’s situation is different. We can’t tell you whether you should combine as we haven’t considered your specific financial situation. Before you consolidate, compare your options. Consider the loss of insurance cover from your other fund(s) and any tax implications to make sure consolidating is right for you.

If you have insurance with another super fund you can apply to transfer it to us before you combine your super. It’s also a great time to make sure your insurance still suits your current situation. Find out more.

Why consolidate your super?

Your super is your hard-earned money, so consider combining your multiple super accounts into one.

You could save on fees

Having more than one super account means you could be paying multiple fees.

Keep track of your super more easily with just one account.

More for you

A difference in fees can make a difference to your balance when you retire.