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Consolidate[C1] and save on fees

Having more than one super account can mean paying multiple sets of fees and premiums paid on insurance you might not want or need. Over time, this can really chip away at your super and make a difference to your future savings.

Save on fees by consolidating[C1] your super in minutes using our guided online form.

How to consolidate your super

It usually takes around 3 minutes from start to finish to consolidate your super with our online search tool. All you need is online access, so you can log in to our app or Member Online, and go to ‘consolidate’ in the contributions menu.[C1]

If you haven’t registered for online access, it’s easy to do - all you need is your member number and your mobile number.

Open the online search tool

You can do this all in Member Online.   

Once logged in, click Contributions and then Consolidate.

Or if you logged in to our award-winning[A4] app, on the 'Accounts' screen select 'Consolidate now'.

Verify your identity

We might ask for two forms of Australian ID, this could be a Medicare card and driver’s licence.

See your search results

If we find your other funds or lost super, we’ll transfer it into your account.

[C1]Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.

Make a contribution before the 26 June deadline

EOFY is a great time to review your finances and make sure you’re set for a super future. Make a contribution today.[S1] Here’s all the important info and dates you need to know to help get your super in order.

Save on tax

You may be able to make a tax deduction if you add extra to your super.[S1] You could also be eligible for a government co-contribution of up to $500.[S3]

Boost your savings

Whether it’s a little or a lot, adding more to your super now can make a real difference for your future savings.[S1]

Quick and easy

It’s easy to add to your super through Member Online, through our BPAY® and consolidation tools.

Important July 1 changes to your super

From 1 July 2025, the super guarantee, that is - the percentage of your wage that your employer is required to pay into your super account, will increase from 11.5% to 12.0%

Refer to the Australian Taxation Office (ATO) website for full details.

The government-funded Paid Parental Leave (PPL) will begin on 1 July 2025. From 1 July 2026, payments will be made directly to individuals' superannuation funds. This policy is designed to reduce the impact of career breaks taken to care for young children on superannuation balances.

Helping you understand market ups and downs

There is a lot of noise about inflation and market volatility right now, so it's natural you have questions, and want to feel more confident about your super and where it’s headed.

You might have questions about how we invest your money? What impact do external factors like inflation have... (or, what even is inflation?) What are my investments doing, and do I need to switch?

We want to make understanding market ups and downs - and super - effortlessly simple, so here’s the important bits you need to know.

Learn more about contributions

Here’s everything you need to know about after-tax personal contributions.

[A4] The Aware Super app was awarded Bronze Stevie Award at the 2022 International Business Awards. For more information see: Search All Past Stevie® Winners and Finalists | Stevie Awards.

[L1] ®Registered to BPAY Pty Ltd (ABN 69 079 137 518)

[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit aware.com.au/grow.

[S3] Check your eligibility for the government's super co-contribution before acting on this information.