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Four ways to boost your super when you’re off work

While you’re in between jobs or on extended leave, the good news is that your super is still working for you, even if you’re not. We understand it can be hard to keep your finances moving in the right direction when you’re off work, but there are options available to keep your super growing.

Because we’re here for you when you need it. Here’s some things you can do to make the most of your super while you’re off work:

How to grow your super

Even if you’re off work, there are ways to maximise your super. Here are some simple moves you can make to maximise your super savings:

Find lost super
The Australian Tax Office holds your super for safe-keeping, but you can get it back online.

Consolidate your super
Had a few jobs over the years? Combine your super into one account to avoid multiple fees.[C1]

Make a contribution
Grow your super through extra contributions. A bit extra now could add up to a lot more later.*

Book a Super Helpful Check-in

To make the most of your super savings, even if you’re off work, book a Super Helpful Check-in today. Our super and retirement experts cover key questions and more for your personal situation:

  • How much super do I need for retirement?
  • Am I on track to save this in time?
  • What changes could I make to grow my savings?


It takes just 45 minutes on a video call and there’s nothing extra to pay.[AD2] It’s all included as part of your membership.

Your super on the go

Keep the Aware Super app in your pocket and keep an eye on how your super’s tracking.

Plus, you can:

  • View your balance, transactions and fees
  • Boost your super with a personal contribution
  • Change the way your super’s invested
  • Access your digital member card if you’re changing jobs

 

     

Update your details

To keep your super in tip-top shape, there are simple things you can do like updating your details. This ensures you receive updates like:

  • How your super’s performing
  • Your annual account balance
  • Aware Super End of Year Report
  • What investment product you’re in and if it’s still suitable for you.


Simply jump on the app or log online to ensure your address and personal details are up-to-date. 


Need help?

*Before contributing, consider the relevant superannuation thresholds including the current annual limit for all before-tax contributions and after-tax contributions. Exceeding any of these thresholds, may reduce any tax benefits you could receive. Visit aware.com.au/grow.

[C1] Before consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee. Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super.