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With super advice and super returns - Aware Super is super helpful

There’s a lot to think about when it comes to retirement, but as of the winner of SuperRating’s 2024’s Retirement Offering of the Year* we can help you plan for, and make the move into the most exciting phase of your life.

 

Super returns

Strong long-term returns for our Conservative Balanced option.

Super help & advice - at no extra cost^

Including a dedicated adviser to set members up for retirement.

Stop working, but keep earning

Make it feel just like pay day, with our retirement account options.#

Get retirement ready

My Retirement Planner™ is more than just a calculator, it enables you to: 

  • estimate how much you’ll need when you retire, according to your future lifestyle and income goals 
  • see how well you’re tracking based on your current financial situation in and outside super 
  • access a step-by-step action plan to help you move forward. 


Plus, if you’re an Aware Super member, you get a Retirement Confidence Score™ that shows how close you are to your goals. 

Where are you in your retirement journey?

Getting set for retirement

Dedicated support to set you up for retirement

Our Retire Ready Check-in matches members who are looking to retire within the next two years with an adviser to help set up their super for retirement.  Via video call, your dedicated adviser will help you understand:  

  • what are my options for retirement? 
  • am I eligible for the Government Age pension and other benefits?
  • how much income can I drawdown? 
  • how long will my income last? 


3 sessions available to members at no extra cost.^

Book in a Retire Ready Check-in

Getting settled into retirement

Create a regular, tax-free income

Just because you’ve stopped working, doesn’t mean your savings should stop earning too. If your savings are invested in one of our retirement accounts, you can keep earning returns. There’s lots of choice and flexibility and great tax benefits too including: 

  • income payments are 100% tax-free if you’re 60 or over
  • all investment earnings are 100% tax-free
  • you can make extra cash withdrawals 
  • you can change when and how much you pay yourself as an income, whenever you need to.

Join Aware Super today

In three easy steps

We're a profit-for-members fund for all Australians

As one of Australia’s largest profit-for-members industry funds,** we always remember whose money it is and whose future we’re looking after. Our 1.1m+ members. They’re the people who inspire what we do and how we do it, every day. We exist to give them the best help we can give.

Other super helpful ways to get you retirement ready

Attend a free webinar or seminar

Everyone can join our experienced experts as they break down superannuation and finances into easy-to-understand topics through live webinars and seminars.

  • How to develop a plan for retirement
  • Retire with success
  • How to finance your retirement
  • And many more!

Your super helpful guide to retirement

Retirement goals are different for everyone, but thinking about the question is a great first step towards approaching retirement with confidence. Our Retirement Guide is a helpful place to start.

You’ll find:

  • Answers to common questions about retirement.
  • Case studies from other members.
  • Activities to help you plan ahead.
  • Retirement planning checklist.

A super helpful check-in

Access a super helpful 45-minute video call with one of our qualified financial advisers. This super advice is at no extra cost.^ You’ll cover:

  • How much super do I need for retirement?
  • Am I on track to save this in time?
  • What changes could I make to grow my savings?

* The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2023 SuperRatings. All rights reserved.   

†  Aware Super's Retirement Income Conservative Balanced option return over 10 years to 30 June 2024. SuperRatings Pension Fund Crediting Rate Survey, June 2024. Based on SRP25 Conservative Balanced (41-59) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.  

^ Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.

Consider if Aware Super is right for you and read the PSD & TMD at aware.com.au/pds before deciding.

**Based on the DEXXAR Industry Market Share Report, June 2023 (includes VicSuper which is part of Aware Super).