Aware Super has been investing superannuation for members working in the education industry since 1992. With a quarter of our 1.1 million members[M1] working in education, helping you grow your superannuation savings to set you up to live your best life in retirement is an essential part of what we do for teachers and educators.
If you were invested in Aware Super’s High Growth option over the last 10 years, on average you would have grown your money by a strong 9.03% p.a.[P1]
Strong long-term returns along with competitive fees may mean you can retire with more money in your super balance.
MySuper Lifecycle. It really does revolve around you.
This investment approach will fine-tune your investment mix over time to help you retire with more. It’s a smart investment approach that puts you at its centre.
When you’re younger, you might want to invest in high growth options.
After you turn 56, it will automatically reduce your exposure to market ups-and-downs. This makes your super less risky as you start to think about retirement.
MySuper Lifecycle helps you grow your super savings while you’re young and manage investment risk as you get closer to and in retirement.
Lauren is a retired teacher whose financial adviser guided, informed, and explained the steps that she might take when thinking about her retirement.
For anyone thinking about retirement, Lauren recommends seeing a financial planner and working with them to figure out what you want. She found that her advisor was able to guide her toward her financial goals.
As a woman, when I first sought financial advice it was daunting and the more I learnt, the more empowered I was, and I think all women should know everything there is to know about their financial future.
While I was working, I really didn't pay much attention to my superannuation.
To be honest, I didn't even open the envelopes that they sent me every year.
I went to my financial advisor and asked, "Where I'm at now and what are my options?"
And my financial advisor then worked really closely with me and guided me, informed me and gave me lots of options.
So he would do things like draw buckets on the whiteboard and explain my different options, and then say, "Think about these options, next time I see you, you're going to tell me which one you're most comfortable with."
I decided to leave teaching, leave Sydney and move to Bangalow.
I do a walk every morning,
I do the lighthouse walk twice a week.
Being retired I now have time to do the things I really like to do.
Just enjoying the good life, not having to rush everywhere.
For anyone who's considering retirement, I would say the first thing you need to do is make an appointment with your financial planner.
Start working out what you want to do, when you want to do it, and how you're going to get there.
Listen to the advice, get upskilled, get more knowledgeable.
Seeing my financial planner empowered me to be in control of my future.
It was my dream and my financial planner helped me make it come true.
You’ll need an email address, mobile and Tax File Number (TFN), which you can provide later), to set up your superannuation account.
A one-time PIN will be sent to your mobile to use on the sign-up form.
Choose a password which will give you 24x7 access to your account online, via Aware Super’s member portal Member Online, or our award-winning app.[A4]
All Aware Super members can book a 45-minute video call to talk to a qualified financial adviser. It’s all included as part of your membership, so there’s nothing extra to pay.[AD2]
In a super helpful check in, you can talk to the advisor about how much super you need for retirement, whether you’re on track to save this amount before you retire and what changes you could make to grow your retirement savings.
You can apply for income protection, total and permanent disablement (TPD), and death cover, including terminal illness when you have a super account with us. Premiums are deducted directly from your super account, eliminating out-of-pocket expenses.
We invest in essential worker housing through Aware Real Estate. Apartments are rented at around 80% of the market rent to essential workers, like nurses, teachers, firefighters and police officers, many of whom are our members. Lower rents can help essential workers afford to live in central locations, closer to where they work.
Aware Super is an award-winning[A1] superannuation fund. We regularly receive awards and ratings from industry leading rating agencies. Awards demonstrate the expertise of our investment team who manage your superannuation savings with the goal delivering strong, long term returns.[P1]
The Super Fund of the Year[A6] award from Chant West recognises Aware Super’s excellence across a range of key criteria including: investments, member services, fees, and organisational strength.
