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Top-up your super for EOFY tax deductions
Add to your super before 26 June and you could get a tax break.[S1]

You could save on tax this EOFY

With the End of Financial Year approaching, it’s a good time to review your super options. Traditionally it’s a time when many members consider making an extra contribution, which could also provide a tax deduction.[S1]

If you have questions, our team is here to help you understand your options.

If you decide to make a contribution, it’s easy to do through your Member Online account or via BPAY®. Just make sure any contributions are made by 26 June so they arrive in your account before EOFY.

Your contribution needs to land in your Aware Super account by 30 June to make a tax deduction for the 2025/2026 financial year[S1]. You’ll need to allow up to three business days for your bank to make the transfer.

Lower your tax
When you make eligible personal contributions and claim a tax deduction, those contributions are generally taxed at 15% - often lower than your personal marginal tax rate.1
Piggy bank
Compounding the benefit
Adding extra to your super helps boost your balance now, plus that extra money has potential to earn extra interest over time. It’s win-win.[S1]
Money bag
Easy online portal
You can add to your super however is easiest for you. Log in to Member Online and follow the prompts or use our simple BPay® option.
Mobile phone

Why make extra contributions?

Adding to your super is a fast and simple way to grow your retirement savings. Eligible personal contributions are generally taxed at 15% which is often lower than your personal marginal tax rate.1

Simple and convenient to do in our Member Online portal, you can set up one-off or recurring personal, after-tax contributions via direct debit or BPAY® and claim your tax deduction all in one place.

Add to my super

How to claim your deduction

Simply let us know
You’ll need to submit a form known as a Notice of Intent to Claim. You can do this via your Member Online account to submit your tax deduction.
Number 1
We’ll be in touch
We’ll send you a confirmation once we’ve received your Notice of Intent. You need this before lodging your tax return.
Number 2
Lodge your tax return
Lodge your tax return before EOFY. Make sure you claim the same amount of money that’s on your Notice of Intent to Claim.
Number 3
Super made simple with Member Online

You can log into Member Online using your member number which you can find in an email you’ve received, and the password you’ve used previously. If you haven’t registered for Member Online before, or need help, you can register in just a few quick steps.

If your mobile number isn’t already linked to your account, you’ll need to call 1300 650 873 so that one of our super helpful team members can set-up your Member Online account.

Girl checking a graph on mobile

Where to next?

[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit Grow your super for more information.

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.

1 An additional 15% may apply to your contributions if your combined income and before-tax super contributions is over $250,000.