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Over 30 years’ experience in superannuation investment

Aware Super has a long history of investing superannuation for Australians. Since 1992, an essential part of what we do is helping you grow your superannuation savings to set you up to live your best life in retirement. Today, over 1.1 million‡ Australians trust us with their super.

A track record of delivering super long-term returns

9.03% p.a. over 10 years [P1]

A strong 9.03% p.a. over ten years to 30 September 2024 is great news for members in our High Growth option, where a majority of members are invested.

Competitive fees to help grow your super sooner

Fees cover the costs of managing and investing your superannuation funds. Fees include admin fees and costs, investment fees and costs and transaction costs. We do not charge switching fees when you switch your investments or join the fund.

With a super balance of $25,000, what will you pay in annual fees?[F6]

Overall super funds: $397.50
Aware Super FutureSaver High Growth: $275

Unlike some retail funds, we have no shareholders to pay which means we return any profits to members and help us keep fees lower.

With a super balance of $50,000, what will you pay in annual fees?[F6]

Overall super funds: $635
Aware Super FutureSaver High Growth: $495

Unlike some retail funds, we have no shareholders to pay which means we return any profits to members and help us keep fees lower.

With a super balance of $250,000, what will you pay in annual fees?[F6]

Overall super funds: $2,625
Aware Super FutureSaver High Growth: $2,275

Unlike some retail funds, we have no shareholders to pay which means we return any profits to members and help us keep fees lower.

Become a member Fees and costs

[F6] Chant West Super Fund Fee Survey 30 June 2024, High Growth [81-100% in growth assets] investment option index and $25,000, $50,000 and $250,000 account balances. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.

We're a super fund with a growing list of services and benefits

Profit-to-member-fund

  • 1.1+ million members[M1]
  • Straightforward pricing
  • Strong, long-term returns[P1]

Tools and calculators

  • Mobile app
  • My Retirement PlannerTM
  • Retirement Guide
  • Insurance calculator

Helpful advice & guidance

  • Online and in-person education events
  • Confidential health support
  • Planning and advice
  • Estate planning legal specialists

Investment options

  • Socially conscious options
  • 15 options to suit your investment goals
  • MySuper Lifecycle with 11 life-stage investment stages

Insurance options

  • Death and terminal illness cover
  • Total and permanent disablement cover
  • Income protection cover

Account options for everyone

  • Accumulation options
  • Retirement Income options
  • Retirement Transition options

Become a member Why choose us

See how we compare against other funds

See how Aware Super stacks up against other industry and retail funds using Applecheck, a third-party research comparison tool from Chant West.

Compare our super accounts with AppleCheck

Chant West is a leading third-party research, data and analytics provider. Their AppleCheck is an easy-to-use comparison tool that helps you compare super and pension products on a fair, 'apples with apples' basis. Past performance is not a reliable indicator of future performance.

How Aware Super compares to other funds

When comparing superannuation funds, you should consider overall performance, fees and costs.

A net return analysis is a great way to compare apples with apples when it comes to superannuation. This calculation compares super products based on returns delivered over a period of time after all fees, costs and taxes.

Become a member Our investments performance

This graph assumes the following; a $50,000 starting account balance; employer contributions based on a starting salary of $50,000 p.a.; salary increases of 3.5% p.a. and contributions tax of 15%. The Net Benefit refers to a member's investment earnings over the time period of 15 years to 30 June 2024, less any administration, investment and member fees for options within the SuperRatings Growth Index (77-90% growth allocation). The net benefit compares Aware Super to the median of 72, 66 and 53 Not for Profit funds over 7, 10 and 15 years and 169, 129 and 70 all super funds over 7, 10 and 15 years which is inclusive of Retail, Industry, Corporate and Government funds. Net Benefit provided by SuperRatings’ Net Benefit Tool, accessed 29/08/2024.’ Past performance is not a reliable indicator or a guarantee of future performance. Outcomes vary between individual funds. View net benefit methodology

Feel good your super is with an award-winning fund[A1]

From your first day of work and throughout your retirement, enjoy products and services that are backed by a range of awards and top ratings.

Outstanding Value Superannuation

Canstar’s Outstanding Value Superannuation Awards[A7] recognise the providers that provide exceptional value to customers across the range of ages and account balances considered in the Star Ratings.

Ultra Long-Term Performance

Money magazine’s Ultra Long-Term Performance 2024 award recognises Aware Super’s ability to deliver ultra long-term performance through a highly diversified portfolio constructed to deliver consistently sound returns.

Lifetime Return 2024

The award recognises Aware Super’s ability to generate strong positive returns across a member’s entire lifetime, while also factoring in the level of risk members are exposed to as they approach retirement.[A5] Read more on at superratings.com.au/ratings.

Join Aware Super today, it only takes a few minutes

The right choice today could mean a big difference for your future.

Become a member Why choose us

[P1] Aware Super's High Growth option return over 10 years to 30 September 2024. SuperRatings Fund Crediting Rate Survey, September 2024. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.

[M1] Aware Super data as of June 2024.

[A1] Awards and ratings are only one factor to be taken into account  when choosing a super fund. Read more information about our awards and ratings. Past performance is not an indicator of future performance.

[A5] The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit SuperRatings  for ratings information. © 2024 SuperRatings. All rights reserved.

[A7] Canstar Outstanding Value Award - Superannuation - awarded in three consecutive years to Aware Superannuation Fund in March 2024, March 2023 and March 2022. Awards are only one factor to be taken into account when choosing a super fund. For more information on awards and ratings visit canstar.com.au/star-ratings-awards/superannuation.

‡ Aware Super data as of June 2024