Although your retirement may still be a while away, the earlier you start planning, the better.
When you choose Aware Super, you can head towards retirement with confidence. We’re Finder’s Super Provider of the Year[A1] and Chant West’s Super Fund of the Year and Pension Fund of the Year in 2024.[A6]
MySuper Lifecycle. It really does revolve around you. This investment approach will fine-tune your investment mix over time to help you retire with more. It’s a smart investment approach that puts you at its centre.
After you turn 56, it will automatically reduce your exposure to market ups-and-downs. This makes your super less risky as you start to think about retirement.
This is the default strategy for all members, but you still have control over how your super is invested. You can opt out at any time and fine-tune your investments in the member portal.
Our retirement guide is a helpful place to start when thinking about your retirement goals. You’ll find:
We have a track record of choosing investments which deliver strong long-term returns. Strong returns[P1] help your super grow over time, so you have more money in retirement.
Aware Super members can get set for a super future in just 45 minutes. Over a video call, a qualified financial planner^ will cover these key questions and more:
Online, over the phone or in person - we have expert help^ available. We'll help you save, invest and live the life you want.
A transition-to-retirement account lets you withdraw your super savings as regular income while you’re still working.
More than just a retirement calculator, My Retirement Plannerᵀᴹ estimates how much you’ll need in retirement based on your current situation and future lifestyle goals. Plus, get a step-by-step action plan.
Supercharge your learning with complimentary on-demand webinars about super, retirement and investments.
We offer a range of options to suit differing member needs, including MySuper Lifecycle, which tailors your investment mix based on your age.
We offer a range of insurance options through our super accounts.
Lauren is a retired teacher whose financial adviser guided, informed, and explained the steps that she might take when thinking about her retirement.
For anyone thinking about retirement, Lauren recommends seeing a financial planner and working with them to figure out what you want. She found that her advisor was able to guide her toward her financial goals.
As a woman, when I first sought financial advice it was daunting and the more I learnt, the more empowered I was, and I think all women should know everything there is to know about their financial future.
While I was working, I really didn't pay much attention to my superannuation.
To be honest, I didn't even open the envelopes that they sent me every year.
I went to my financial advisor and asked, "Where I'm at now and what are my options?"
And my financial advisor then worked really closely with me and guided me, informed me and gave me lots of options.
So he would do things like draw buckets on the whiteboard and explain my different options, and then say, "Think about these options, next time I see you, you're going to tell me which one you're most comfortable with."
I decided to leave teaching, leave Sydney and move to Bangalow.
I do a walk every morning,
I do the lighthouse walk twice a week.
Being retired I now have time to do the things I really like to do.
Just enjoying the good life, not having to rush everywhere.
For anyone who's considering retirement, I would say the first thing you need to do is make an appointment with your financial planner.
Start working out what you want to do, when you want to do it, and how you're going to get there.
Listen to the advice, get upskilled, get more knowledgeable.
Seeing my financial planner empowered me to be in control of my future.
It was my dream and my financial planner helped me make it come true.
Aware Super is an award-winning[A1] superannuation fund. We regularly receive awards and ratings from industry leading rating agencies. Awards demonstrate the expertise of our investment team who manage your superannuation savings with the goal delivering strong, long term returns.[P1]
The SuperFund of the Year[A6] award from Chant West recognises Aware Super’s excellence across a range of key criteria including: investments, member services, fees, and organisational strength.
true
[A1] Awards and ratings are only one factor to be taken into account when choosing a super fund. Read more information about our awards and ratings. Past performance is not an indicator of future performance.
[A6] Chant West - Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 22 May 2024 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Visit Chant West Awards for full details.
^ Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super.
[F1] Chant West Super Fund Fee Survey 30 September 2024, High Growth [81-95% in growth assets] investment option index and $50,000 account balance. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
[P1] Aware Super's High Growth option return over 10 years to 31 December 2024. SuperRatings Fund Crediting Rate Survey, December 2024. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
