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Add to super. Get a tax deduction.

If you add to your super before 26 June, you could get a tax break.[S1]
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You could save on tax this EOFY

The end of financial year (EOFY) is approaching fast, which makes now the perfect time to check in on your super.

Adding a bit extra to your super now, can make a big difference to your retirement - whether that’s two or 20 years away. You could even receive a tax deduction on your contribution, further bolstering your savings.[S1]

Now that’s super helpful.

Important note: Add to your super before 26 June 2026 if you intend to claim a tax deduction.[S1] The cut off date is stated as 26 June 2026 as your contribution must be received and banked with Aware Super by 30 June to be eligible for the 2025/2026 financial year. This is to allow up to three business days for your bank to transfer the funds and it be credited to your super account.

Lower your tax

When you make eligible personal contributions and claim a tax deduction, those contributions are generally taxed at 15% - often lower than your personal marginal tax rate.¹
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Compounding the benefit

Adding extra to your super helps boost your balance now, plus that extra money has potential to earn extra interest over time. It’s win-win.[S1]
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Easy online portal

You can add to your super however is easiest for you. Log in to Member Online and follow the prompts or use our simple BPay® option.
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Add to my super

Why make extra contributions?

Adding to your super can help grow your retirement savings. Eligible personal contributions are generally taxed at 15% which is often lower than your personal marginal tax rate.¹

Simple and convenient to do in our Member Online portal, you can set up one-off or recurring personal, after-tax contributions via direct debit or BPAY® and claim your tax deduction all in one place.

Add to my super

How to claim your deduction

Notify us of your intent

Submit your Notice of Intent to Claim via Member Online to be able to make your tax claim. [*]
Number 1

Await your confirmation

We’ll send you confirmation once we’ve received your Notice of Intent. You need this before lodging your tax return.
Number 2

Lodge your tax return

Lodge your tax return per normal at EOFY. Make sure you claim the same amount of money you stated on your Notice of Intent to Claim.
Number 3
Get my Notice of Intent

The final years of working life before retirement can give you the opportunity to significantly boost your super.

If you’re approaching retirement and want to learn how to bolster your investments before you transition out of work, we’ve got you covered.

Introducing our new Boost Your Super web experience. This self-serve hub delivers education on different contribution strategies including downsizer, regular contributions, lump sum contributions and how you can benefit from things like bring-forward rules and more.

Why boost my super before I retire?

Keeping savings in your super means your money stays invested, compound interest continues to work in your favour, and you may also be eligible for tax benefits.

It’s a great way to save for the future you want once you finish work.

All investment markets fluctuate. Market volatility is normal. While current global events can impact the stability of the investment market, our investment strategy is purpose-designed to withstand these ups and downs.

It’s important to remember that super is a long-term investment. What feels like volatility now is likely to correct itself over time, as we've seen in previous periods of market instability recently.

Our products, such as our default MySuper Lifecycle where the majority of our members are invested, are built to ride out these shifts in the market so you can invest knowing the experts have got your back.

Learn more about investments

What to do next

Learn about contributions

We’ve got a suite of educational resources and events on offer to help you prepare for the next chapter. Check out the upcoming EOFY webinar and get yourself set for tax time.
See upcoming events
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Plan for your retirement

Our member-exclusive My Retirement Planner tool allows you to toggle between circumstances to demonstrate what your retirement might look like. You’ll also get a road map on how to make it happen.
Plan my retirement
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Chat to an expert

Our team of in-house super and retirement experts are on hand to talk you through your needs. From contribution types, investment options, and how you can best prepare for retirement, all at no extra cost to you.[AD2]
Book a chat
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 [*] If after contributing, the contribution (in part or full) is used to commence a pension or withdrawn, this will affect if, and how much, you can claim.

1 An additional 15% may apply to your contributions if your combined income and before-tax super contributions is over $250,000. 

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.

[L1] ®Registered to BPAY Pty Ltd (ABN 69 079 137 518)

[S1] Before contributing, consider the current annual contribution limits. Exceeding these limits may reduce any tax benefits you could receive. Visit Grow your super for more information.