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How to make a lump sum contribution
It’s easy to increase your super before retirement with a one-off contribution.

Contribute to your super – and reduce tax*

Even in the years leading to retirement, a lump sum contribution can make a real difference to your super. It can help close the gap between your current balance and your retirement goals, giving you greater peace of mind.

Different types of lump sum contributions

You might be lucky to get a cash injection later in life, like an inheritance, work bonus, redundancy package, or from a sale of shares or property. Making a lump sum contribution to your super, can make a big difference to your retirement.

David’s story – selling an investment property
At 59, David is keen to set himself up for retirement. Making a lump sum contribution from selling an investment property gave his super a balance boost and also minimised tax.
Read David’s story
Michael’s story – how redundancy became a positive
Despite being made redundant, Michael was able to turn bad news into a big positive for his super.
Read Michael’s story
Get ahead with a lump sum contribution
  • One of the simplest ways to boost super quickly in the final working years
  • Tax benefits of earnings inside super
  • Potential income tax savings (if eligible)
  • Close the gap between current balance and retirement needs
  • Strengthen retirement readiness
Make an after-tax contribution
Ready to bump-up your super balance? It’s easy. Simply log into the mobile app or Member Online.
Log in to Member Online

Where to next?

Explore other options
Everyone’s situation is different. Explore ways to boost your super before retirement and choose what suits you.
Explore other options
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Not yet retired?
My Retirement PlannerTM helps you see how long your super may last and explore ways to retire sooner or save more.
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Get contribution advice
Talk to a super and retirement expert[AD1] at no extra cost[AD2] to understand different contribution options.
Request a call back

* Before contributing, consider the relevant superannuation thresholds including the current annual limit for all before-tax contributions and after-tax contributions. Exceeding any of these thresholds, may reduce any tax benefits you could receive. For further information see aware.com.au/grow.

[AD1] Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super. 

[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.