What does it cost?
Get tailored advice you can trust for a fee, typically ranging from $2,800 to $8,000 (incl. GST) depending on your needs and complexity. These fees can generally be paid direct from your super account so you’re not out of pocket.
- Before meeting
- First meeting
- What happens after your appointment
Before your advice appointment
Our qualified financial planners will help tailor your financial plan to your life and needs. We start by understanding your current financial picture in order to explore what's possible in the future.
We’ll ask you about the kind of lifestyle you want now, and in the future. To prepare for your appointment you’ll need to know details about your overall financial picture. This includes a few things like:
- Assets you own including property and investments
- Any insurances you already have
- Any debts you have
- Your current living expenses
A good place to start is your myGov account where you'll find a lot of your financial information in the one place.
When you book your appointment we’ll follow up with a list of items to prepare in advance, such as pay slips, loans and savings statements, and other super and investment statements.
Preparing for your first appointment
Building a financial plan helps you make informed choices between your financial obligations and goals, giving you the flexibility to adjust course as new situations arise.
Things to think about before your appointment:
- What are the things you want to achieve?
- How well are your money and investments meeting your expectations and needs?
- What are the things that worry you about your money?
- What questions do you have for your financial planner?
- What would a great appointment look like?
Your first meeting usually runs for about an hour. We’ll also prepare a Letter of Engagement, based on what we’ve discussed with you, and prepare a fee schedule for you to review and agree.
Preparing your financial plan
Your planner will analyse different scenarios and strategies. They'll also assess how they meet your needs. They’ll prepare your financial plan, detailing and explaining their recommendations. They will then send it to you to review. If you like, your planner can set up time to take you through your financial plan. They’ll explain their recommendations and your next steps.
Once we’ve discussed and agreed next steps, we’ll support you to put your plans into action.
When life changes
If anything pops up in life, or you want to make changes, we’re a phone call away to help you navigate it all.
Staying on track
Regular reviews can be a good way to make sure your plan is meeting your goals. It’s completely up to you if you’d like to have a regular review. This is at an additional cost. Your planner will let you know if there are changes you can make to optimise your financial position.
[AD1] Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by Aware Super.
[AD2] Members can get advice about their Aware Super accounts at no extra cost, or advice on their broader needs for a fee.
[AD3] Fees are payable for comprehensive advice, including about your financial situation outside super. If you decide to move forward with comprehensive financial planning, we’ll explain our fees before you begin.
1 Members have provided their consent to the materials and statements attributed to them, in the form and context in which they appear and have not withdrawn this consent as at the date of preparation. The views expressed here belong to the individuals concerned and are not necessarily the views of Aware Super Pty Ltd. No warranty as to the accuracy or completeness of this information is given and no responsibility is accepted by Aware Super Pty Ltd or its employees for any loss or damage arising from reliance on the information provided. This information should not be construed as advice, whether it be general or personal advice, nor should it be substituted for obtaining professional financial, legal or tax advice.